Payoneer Global (NASDAQ:PAYO – Get Free Report) and Expensify (NASDAQ:EXFY – Get Free Report) are both small-cap business services companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, valuation, earnings, analyst recommendations, profitability and risk.
Institutional & Insider Ownership
82.2% of Payoneer Global shares are held by institutional investors. Comparatively, 68.4% of Expensify shares are held by institutional investors. 2.6% of Payoneer Global shares are held by company insiders. Comparatively, 17.3% of Expensify shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
Profitability
This table compares Payoneer Global and Expensify’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Payoneer Global | 6.95% | 10.89% | 0.99% |
| Expensify | -15.05% | -16.00% | -11.42% |
Risk & Volatility
Analyst Recommendations
This is a summary of recent ratings for Payoneer Global and Expensify, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Payoneer Global | 0 | 1 | 7 | 0 | 2.88 |
| Expensify | 1 | 1 | 1 | 0 | 2.00 |
Payoneer Global currently has a consensus target price of $8.43, indicating a potential upside of 95.11%. Expensify has a consensus target price of $3.50, indicating a potential upside of 268.38%. Given Expensify’s higher possible upside, analysts clearly believe Expensify is more favorable than Payoneer Global.
Earnings and Valuation
This table compares Payoneer Global and Expensify”s gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Payoneer Global | $1.05 billion | 1.46 | $73.19 million | $0.19 | 22.74 |
| Expensify | $142.10 million | 0.54 | -$21.39 million | ($0.24) | -3.96 |
Payoneer Global has higher revenue and earnings than Expensify. Expensify is trading at a lower price-to-earnings ratio than Payoneer Global, indicating that it is currently the more affordable of the two stocks.
Summary
Payoneer Global beats Expensify on 11 of the 14 factors compared between the two stocks.
About Payoneer Global
Payoneer Global Inc. operates as a financial technology company. It operates a payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their accounts receivable and accounts payable needs. The company delivers a suite of services that includes cross-border payments, physical and virtual MasterCard cards, working capital, risk management, and other services. It also offers various payment options with minimal integration required, full back-office functions, and customer support offered. The company's platform delivers bank-grade security, stability, and redundancy. It serves customers, such as small and medium-sized businesses in approximately 190 countries and territories worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.
About Expensify
Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company’s platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.
Receive News & Ratings for Payoneer Global Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Payoneer Global and related companies with MarketBeat.com's FREE daily email newsletter.
