Synchrony Financial (SYF) Expected to Announce Quarterly Earnings on Wednesday

Synchrony Financial (NYSE:SYF) is projected to issue its Q3 2025 results before the market opens on Wednesday, October 15th. Analysts expect Synchrony Financial to post earnings of $2.17 per share and revenue of $3.7876 billion for the quarter. Synchrony Financial has set its FY 2025 guidance at EPS.Individuals can check the company’s upcoming Q3 2025 earningsummary page for the latest details on the call scheduled for Wednesday, October 15, 2025 at 8:00 AM ET.

Synchrony Financial (NYSE:SYF) last released its quarterly earnings results on Tuesday, July 22nd. The financial services provider reported $2.50 earnings per share for the quarter, beating the consensus estimate of $1.72 by $0.78. The firm had revenue of $3.65 billion for the quarter, compared to analysts’ expectations of $3.71 billion. Synchrony Financial had a return on equity of 21.34% and a net margin of 14.43%.The company’s revenue was down 1.8% compared to the same quarter last year. During the same period in the prior year, the firm earned $1.55 EPS. On average, analysts expect Synchrony Financial to post $8 EPS for the current fiscal year and $9 EPS for the next fiscal year.

Synchrony Financial Price Performance

NYSE SYF opened at $68.07 on Monday. The business’s fifty day moving average price is $73.22 and its 200-day moving average price is $64.20. The stock has a market capitalization of $25.33 billion, a price-to-earnings ratio of 8.26, a PEG ratio of 0.68 and a beta of 1.50. The company has a debt-to-equity ratio of 1.02, a current ratio of 1.24 and a quick ratio of 1.24. Synchrony Financial has a 1-year low of $40.54 and a 1-year high of $77.41.

Synchrony Financial Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Friday, August 15th. Investors of record on Tuesday, August 5th were issued a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a yield of 1.8%. The ex-dividend date of this dividend was Tuesday, August 5th. Synchrony Financial’s dividend payout ratio (DPR) is currently 14.56%.

Wall Street Analyst Weigh In

A number of brokerages recently commented on SYF. Hsbc Global Res raised Synchrony Financial from a “hold” rating to a “strong-buy” rating in a report on Thursday. Morgan Stanley raised their price objective on Synchrony Financial from $72.00 to $82.00 and gave the company an “equal weight” rating in a research report on Monday, September 29th. Redburn Atlantic upgraded Synchrony Financial to a “hold” rating in a research report on Friday, August 1st. Royal Bank Of Canada lifted their price target on Synchrony Financial from $75.00 to $78.00 and gave the stock a “sector perform” rating in a research report on Wednesday, July 23rd. Finally, Wells Fargo & Company boosted their target price on Synchrony Financial from $75.00 to $80.00 and gave the company an “overweight” rating in a research report on Wednesday, July 23rd. One equities research analyst has rated the stock with a Strong Buy rating, thirteen have given a Buy rating and nine have assigned a Hold rating to the company. According to data from MarketBeat.com, Synchrony Financial currently has a consensus rating of “Moderate Buy” and an average target price of $77.45.

Insider Buying and Selling at Synchrony Financial

In other Synchrony Financial news, insider Brian J. Sr. Wenzel sold 8,514 shares of Synchrony Financial stock in a transaction on Tuesday, August 5th. The shares were sold at an average price of $70.00, for a total value of $595,980.00. Following the transaction, the insider directly owned 68,588 shares of the company’s stock, valued at approximately $4,801,160. The trade was a 11.04% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, insider Darrell Owens sold 600 shares of the business’s stock in a transaction on Monday, August 4th. The shares were sold at an average price of $67.95, for a total transaction of $40,770.00. Following the sale, the insider directly owned 21,372 shares in the company, valued at $1,452,227.40. This trade represents a 2.73% decrease in their ownership of the stock. The disclosure for this sale can be found here. 0.32% of the stock is currently owned by insiders.

Institutional Investors Weigh In On Synchrony Financial

Several hedge funds have recently added to or reduced their stakes in the business. Bank of America Corp DE boosted its holdings in Synchrony Financial by 34.6% in the second quarter. Bank of America Corp DE now owns 13,595,381 shares of the financial services provider’s stock valued at $907,356,000 after purchasing an additional 3,494,741 shares during the last quarter. Ameriprise Financial Inc. raised its position in shares of Synchrony Financial by 8.3% during the 2nd quarter. Ameriprise Financial Inc. now owns 5,307,077 shares of the financial services provider’s stock worth $354,194,000 after purchasing an additional 406,796 shares during the last quarter. Man Group plc raised its position in shares of Synchrony Financial by 1.6% during the 2nd quarter. Man Group plc now owns 2,620,748 shares of the financial services provider’s stock worth $174,909,000 after purchasing an additional 41,060 shares during the last quarter. Solel Partners LP raised its holdings in Synchrony Financial by 13.7% in the 2nd quarter. Solel Partners LP now owns 1,211,600 shares of the financial services provider’s stock valued at $80,862,000 after acquiring an additional 145,725 shares during the last quarter. Finally, CANADA LIFE ASSURANCE Co raised its holdings in Synchrony Financial by 11.5% in the 2nd quarter. CANADA LIFE ASSURANCE Co now owns 1,211,375 shares of the financial services provider’s stock valued at $80,990,000 after acquiring an additional 124,756 shares during the last quarter. 96.48% of the stock is owned by hedge funds and other institutional investors.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.