Financial Contrast: International Money Express (NASDAQ:IMXI) & Global Blue Group (NYSE:GB)

International Money Express (NASDAQ:IMXI) and Global Blue Group (NYSE:GB) are both small-cap business services companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, dividends, risk, profitability, earnings and institutional ownership.

Earnings & Valuation

This table compares International Money Express and Global Blue Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Money Express	$642.15 million	0.67	$58.82 million	$1.64	8.83
Global Blue Group	$545.29 million	2.74	$90.58 million	$0.37	20.24

Global Blue Group has lower revenue, but higher earnings than International Money Express. International Money Express is trading at a lower price-to-earnings ratio than Global Blue Group, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

International Money Express has a beta of 1.02, meaning that its stock price is 2% more volatile than the S&P 500. Comparatively, Global Blue Group has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500.

Insider & Institutional Ownership

86.7% of International Money Express shares are owned by institutional investors. Comparatively, 89.7% of Global Blue Group shares are owned by institutional investors. 5.1% of International Money Express shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Profitability

This table compares International Money Express and Global Blue Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
International Money Express	8.01%	42.08%	12.03%
Global Blue Group	16.56%	45.20%	4.69%

Analyst Recommendations

This is a breakdown of recent ratings and target prices for International Money Express and Global Blue Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Money Express	0	5	2	0	2.29
Global Blue Group	0	1	0	0	2.00

International Money Express presently has a consensus target price of $19.60, suggesting a potential upside of 35.36%. Global Blue Group has a consensus target price of $6.00, suggesting a potential downside of 19.89%. Given International Money Express’ stronger consensus rating and higher probable upside, equities research analysts clearly believe International Money Express is more favorable than Global Blue Group.

Summary

International Money Express beats Global Blue Group on 8 of the 14 factors compared between the two stocks.

About International Money Express

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and Internet-enabled mobile devices. International Money Express, Inc. is headquartered in Miami, Florida.

About Global Blue Group

Global Blue Group Holding AG, together with its subsidiaries, provides technology-enabled transaction processing services for merchants, banks, acquirers, governments, and travelers in Europe, the Asia Pacific, and internationally. The company operates in three segments: Tax Free Shopping Technology Solutions (TFSS), Added-Value Payment Solutions (AVPS), and Retail Tech Solutions (RTS). It offers TFSS, a value added tax (VAT) refund service that allows eligible shoppers to reclaim VAT on goods purchased outside of their home country; and intelligence and marketing services. The company also provides AVPS, a service which enables customers to pay in their choice of preferred currency, home or destination, and at the point of sale (POS) when shopping outside of their home country under the Dynamic Currency Choice and Currency Select brands. In addition, it offers currency conversion services for POS, e-commerce return solutions, dynamic currency conversion (DCC) services, and DCC services at ATMs, as well as multi-currency processing services for online retailers. Further, the company provides ZigZag, a technology platform that fully digitalizes the eCommerce returns experience and enhances the process for both retailers and consumers; Yocuda that enables retailers to send digital receipts to their customers; and ShipUp, a post-purchase engagement solution for online purchases enabling brands to deliver seamless, proactive, and branded post-purchase communication. Global Blue Group Holding AG was founded in 1980 and is headquartered in Wangen-Brüttisellen, Switzerland.