CTGX Mining (OTCMKTS:CHCX) and ACI Worldwide (NASDAQ:ACIW) Head to Head Comparison

ACI Worldwide (NASDAQ:ACIW) and CTGX Mining (OTCMKTS:CHCX) are both computer and technology companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, dividends and risk.

Valuation and Earnings

This table compares ACI Worldwide and CTGX Mining”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ACI Worldwide	$1.67 billion	3.06	$121.51 million	$2.54	19.24
CTGX Mining	N/A	N/A	N/A	N/A	N/A

ACI Worldwide has higher revenue and earnings than CTGX Mining.

Risk & Volatility

ACI Worldwide has a beta of 1.14, indicating that its stock price is 14% more volatile than the S&P 500. Comparatively, CTGX Mining has a beta of 11.61, indicating that its stock price is 1,061% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and price targets for ACI Worldwide and CTGX Mining, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ACI Worldwide	0	2	2	0	2.50
CTGX Mining	0	0	0	0	0.00

ACI Worldwide currently has a consensus price target of $60.00, indicating a potential upside of 22.77%. Given ACI Worldwide’s stronger consensus rating and higher possible upside, research analysts clearly believe ACI Worldwide is more favorable than CTGX Mining.

Insider & Institutional Ownership

94.7% of ACI Worldwide shares are owned by institutional investors. 1.0% of ACI Worldwide shares are owned by company insiders. Comparatively, 1.6% of CTGX Mining shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares ACI Worldwide and CTGX Mining’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
ACI Worldwide	14.04%	21.67%	8.45%
CTGX Mining	N/A	N/A	N/A

Summary

ACI Worldwide beats CTGX Mining on 8 of the 10 factors compared between the two stocks.

About ACI Worldwide

ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, and fraud prevention; ACI Issuing, a digital payment issuing solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24×7 payment processing, and SWIFT messaging. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.

About CTGX Mining

CTGX Mining, Inc., through its subsidiary, Sackets Harbor Brewing Company, develops, produces, and markets micro brewed beers. The company offers its products under the brand names of War of 1812 Amber Ale, Railroad Red Ale, Thousand Island Pale Ale, 1812 Amber Ale Light, and Harbor Wheat. It also develops complementary products, such Sackets Harbor Coffee and Sackets Harbor Brewing Co. Root Beer. The company was formerly known as Harbor Brewing Co., Inc. and changed its name to CTGX Mining, Inc. in November 2012. CTGX Mining, Inc. is based in San Francisco, California.