Inter & Co, Inc. (NASDAQ:INTR) versus Banco Comercial Português (OTCMKTS:BPCGY) Financial Analysis

Banco Comercial Português (OTCMKTS:BPCGY) and Inter & Co, Inc. (NASDAQ:INTR) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, dividends, risk, earnings, profitability and valuation.

Profitability

This table compares Banco Comercial Português and Inter & Co, Inc.’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Comercial Português	N/A	N/A	N/A
Inter & Co, Inc.	5.01%	4.16%	0.57%

Earnings & Valuation

This table compares Banco Comercial Português and Inter & Co, Inc.’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Comercial Português	N/A	N/A	N/A	N/A	N/A
Inter & Co, Inc.	$1.22 billion	1.85	$60.56 million	$0.15	34.73

Inter & Co, Inc. has higher revenue and earnings than Banco Comercial Português.

Analyst Ratings

This is a summary of recent ratings and price targets for Banco Comercial Português and Inter & Co, Inc., as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Comercial Português	0	0	0	0	N/A
Inter & Co, Inc.	0	2	2	0	2.50

Inter & Co, Inc. has a consensus target price of $5.25, suggesting a potential upside of 0.77%. Given Inter & Co, Inc.’s higher possible upside, analysts clearly believe Inter & Co, Inc. is more favorable than Banco Comercial Português.

Insider & Institutional Ownership

22.9% of Inter & Co, Inc. shares are held by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Risk & Volatility

Banco Comercial Português has a beta of 0.05, indicating that its stock price is 95% less volatile than the S&P 500. Comparatively, Inter & Co, Inc. has a beta of 1.38, indicating that its stock price is 38% more volatile than the S&P 500.

Summary

Inter & Co, Inc. beats Banco Comercial Português on 8 of the 8 factors compared between the two stocks.

About Banco Comercial Português

Banco Comercial Português, S.A., a private sector bank, engages in the provision of various banking and financial products and services in Portugal and internationally. It operates through Retail Banking; Companies, Corporate & Investment Banking; Private Banking; Foreign Business; and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring and insurance, and others. The company is also involved in the provision of investment fund and real estate management, e-commerce, web portal, real estate investment fund, trade finance, trust, consulting, brokerage, marketing, and real estate services, as well as internet, telephone, and mobile banking services. Banco Comercial Português, S.A. was incorporated in 1985 and is based in Porto, Portugal.

About Inter & Co, Inc.

Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage businesses. The company's Banking & Spending segment offers banking products and services, including checking accounts, cards, deposits, loans and advances, and other services. It also provides debt collection, foreign exchange, and financial services, as well as global account digital solution. Its investments segments offers acquisition, sale and custody of securities; structure and distributes securities in the capital market; and operated and manages fund portfolios and other assets. The company's Insurance Brokerage segment provides warranties, life, property and automobile insurance, pension, and consortium products. In addition, it offers inter shop and commerce plus services. Inter & Co, Inc. was founded in 1994 and is based in Belo Horizonte, Brazil.