Bankinter (BKNIY) versus Its Competitors Financial Contrast

Bankinter (OTCMKTS:BKNIY) is one of 86 publicly-traded companies in the “BANKS – FOREIGN” industry, but how does it weigh in compared to its peers? We will compare Bankinter to related companies based on the strength of its profitability, analyst recommendations, dividends, risk, earnings, institutional ownership and valuation.

Volatility & Risk

Bankinter has a beta of 0.23, meaning that its share price is 77% less volatile than the S&P 500. Comparatively, Bankinter’s peers have a beta of 0.77, meaning that their average share price is 23% less volatile than the S&P 500.

Institutional & Insider Ownership

26.1% of shares of all “BANKS – FOREIGN” companies are owned by institutional investors. 5.0% of shares of all “BANKS – FOREIGN” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Dividends

Bankinter pays an annual dividend of $0.43 per share and has a dividend yield of 3.2%. Bankinter pays out 35.8% of its earnings in the form of a dividend. As a group, “BANKS – FOREIGN” companies pay a dividend yield of 3.7% and pay out 37.7% of their earnings in the form of a dividend.

Valuation and Earnings

This table compares Bankinter and its peers gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Bankinter	$5.44 billion	$1.03 billion	11.16
Bankinter Competitors	$904.69 billion	$6.66 billion	10.69

Bankinter’s peers have higher revenue and earnings than Bankinter. Bankinter is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares Bankinter and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bankinter	20.24%	17.35%	0.84%
Bankinter Competitors	16.69%	12.86%	1.06%

Analyst Ratings

This is a breakdown of current ratings and price targets for Bankinter and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bankinter	1	2	1	0	2.00
Bankinter Competitors	1244	4048	4384	224	2.36

As a group, “BANKS – FOREIGN” companies have a potential upside of 14.02%. Given Bankinter’s peers stronger consensus rating and higher probable upside, analysts clearly believe Bankinter has less favorable growth aspects than its peers.

Summary

Bankinter peers beat Bankinter on 11 of the 15 factors compared.

Bankinter Company Profile

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises in Spain. It offers payroll, pension, business, salary, non-salary, youth salary, current, currency, professional, basic, and management accounts; deposit products; and mortgages and loan products, as well as financing services. The company also provides saving and investment products, including profiled funds, sustainable investment funds, other managers funds, pension funds, and themed funds, as well as funds for beginners; regular investment plans; and advisory, customized investment, wealth management, and alternative investment products and services. In addition, it offers accident, home, life, funeral, health, mortgage payment protection, property, personal, and motor insurance products, as well as business insurance products. Further, the company provides various services, such as estate administration, switch, asset management, accounts management, and transfer services, as well as real estate and brokerage services. Additionally, it offers retail, personal, private, commercial, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is based in Madrid, Spain.