nCino (NASDAQ:NCNO) Updates FY 2026 Earnings Guidance

nCino (NASDAQ:NCNO) updated its FY 2026 earnings guidance on Wednesday. The company provided earnings per share guidance of 0.900-0.910 for the period, compared to the consensus earnings per share estimate of 0.540. The company issued revenue guidance of $591.9 million-$593.4 million, compared to the consensus revenue estimate of $587.7 million. nCino also updated its Q4 2026 guidance to 0.210-0.220 EPS.

Analyst Upgrades and Downgrades

NCNO has been the subject of a number of research reports. Piper Sandler lifted their price objective on nCino from $28.00 to $34.00 and gave the company a “neutral” rating in a research note on Wednesday, August 27th. Needham & Company LLC increased their target price on nCino from $33.00 to $38.00 and gave the stock a “buy” rating in a research note on Wednesday, August 27th. JMP Securities lifted their target price on nCino from $35.00 to $41.00 and gave the company a “market outperform” rating in a research report on Wednesday, August 27th. Robert W. Baird boosted their price target on shares of nCino from $38.00 to $40.00 and gave the stock an “outperform” rating in a research note on Wednesday, August 27th. Finally, Citigroup reissued an “outperform” rating on shares of nCino in a research report on Wednesday, August 27th. Three research analysts have rated the stock with a Strong Buy rating, nine have issued a Buy rating, nine have given a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat, the stock presently has an average rating of “Moderate Buy” and an average target price of $33.94.

nCino Stock Up 4.5%

Shares of NCNO traded up $1.11 during midday trading on Wednesday, reaching $25.57. The stock had a trading volume of 4,541,060 shares, compared to its average volume of 1,837,682. The company has a market cap of $2.96 billion, a price-to-earnings ratio of -88.17, a PEG ratio of 15.44 and a beta of 0.53. The company’s fifty day simple moving average is $25.64 and its two-hundred day simple moving average is $27.48. nCino has a 1-year low of $18.75 and a 1-year high of $42.88. The company has a debt-to-equity ratio of 0.24, a current ratio of 1.03 and a quick ratio of 1.03.

Insider Activity at nCino

In other nCino news, CFO Gregory Orenstein sold 4,353 shares of nCino stock in a transaction that occurred on Tuesday, November 4th. The stock was sold at an average price of $25.81, for a total transaction of $112,350.93. Following the transaction, the chief financial officer owned 461,746 shares of the company’s stock, valued at $11,917,664.26. The trade was a 0.93% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available at this hyperlink. Also, insider April Rieger sold 4,731 shares of the business’s stock in a transaction that occurred on Tuesday, November 4th. The shares were sold at an average price of $25.81, for a total value of $122,107.11. Following the completion of the sale, the insider owned 229,774 shares of the company’s stock, valued at approximately $5,930,466.94. This represents a 2.02% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold 3,940,562 shares of company stock worth $118,143,440 over the last three months. Company insiders own 5.70% of the company’s stock.

Institutional Investors Weigh In On nCino

Hedge funds have recently modified their holdings of the stock. Bank of America Corp DE grew its position in nCino by 475.1% in the 3rd quarter. Bank of America Corp DE now owns 2,513,686 shares of the company’s stock valued at $68,146,000 after buying an additional 2,076,579 shares during the last quarter. Bamco Inc. NY lifted its stake in shares of nCino by 12.0% in the 2nd quarter. Bamco Inc. NY now owns 2,052,953 shares of the company’s stock worth $57,421,000 after acquiring an additional 220,028 shares during the period. American Capital Management Inc. lifted its stake in shares of nCino by 4.3% in the 3rd quarter. American Capital Management Inc. now owns 2,040,303 shares of the company’s stock worth $55,313,000 after acquiring an additional 84,447 shares during the period. Wellington Management Group LLP purchased a new stake in shares of nCino in the third quarter valued at about $36,962,000. Finally, Marshall Wace LLP increased its stake in shares of nCino by 687.3% during the third quarter. Marshall Wace LLP now owns 1,171,749 shares of the company’s stock worth $31,766,000 after acquiring an additional 1,022,911 shares during the period. 94.76% of the stock is owned by institutional investors and hedge funds.

About nCino

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.