Analyzing First Bancorp of Indiana (OTCMKTS:FBPI) and Great Southern Bancorp (NASDAQ:GSBC)

First Bancorp of Indiana (OTCMKTS:FBPI) and Great Southern Bancorp (NASDAQ:GSBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, dividends, profitability, earnings and risk.

Valuation and Earnings

This table compares First Bancorp of Indiana and Great Southern Bancorp”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Bancorp of Indiana	N/A	N/A	N/A	N/A	N/A
Great Southern Bancorp	$355.26 million	1.95	$61.81 million	$5.87	10.31

Great Southern Bancorp has higher revenue and earnings than First Bancorp of Indiana.

Analyst Ratings

This is a breakdown of current recommendations and price targets for First Bancorp of Indiana and Great Southern Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Bancorp of Indiana	0	0	0	0	0.00
Great Southern Bancorp	0	2	0	0	2.00

Great Southern Bancorp has a consensus target price of $60.50, indicating a potential downside of 0.02%. Given Great Southern Bancorp’s stronger consensus rating and higher possible upside, analysts plainly believe Great Southern Bancorp is more favorable than First Bancorp of Indiana.

Profitability

This table compares First Bancorp of Indiana and Great Southern Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Bancorp of Indiana	N/A	N/A	N/A
Great Southern Bancorp	19.18%	11.24%	1.14%

Insider & Institutional Ownership

41.7% of Great Southern Bancorp shares are owned by institutional investors. 20.0% of First Bancorp of Indiana shares are owned by insiders. Comparatively, 27.9% of Great Southern Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Risk & Volatility

First Bancorp of Indiana has a beta of 0.15, suggesting that its share price is 85% less volatile than the S&P 500. Comparatively, Great Southern Bancorp has a beta of 0.53, suggesting that its share price is 47% less volatile than the S&P 500.

Summary

Great Southern Bancorp beats First Bancorp of Indiana on 9 of the 9 factors compared between the two stocks.

About First Bancorp of Indiana

First Bancorp of Indiana, Inc. operates as the bank holding company for First Federal Savings Bank, provides various banking products and services to individuals and business customers in the United States. The company accepts various deposits such as certificates of deposit, checking, health savings, individual retirement, money market, and savings accounts; loans include retail loan advisors, consumer loans, such as auto, motorcycle, boat, and recreational vehicle loans; mortgage and home equity loans; and current rates and secured deposits. It also accepts various business deposit accounts including commercial, business, small business, and community first checking accounts; lending services comprising relationship bankers; commercial real estate, equipment, owner occupied and investment real estate financing, as well as working capital line of credit, business loans, and small business administration. In addition, the company provides treasury management, online banking, merchant services, remote capture, and debit and credit card services. First Bancorp of Indiana, Inc. was founded in 1904 and is headquartered in Evansville, Indiana.

About Great Southern Bancorp

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that provides a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, commercial business loans, construction loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, such as automobile loans, boat loans, home equity loans, and loans secured by savings deposits. It also provides insurance and merchant banking services. The company was founded in 1923 and is headquartered in Springfield, Missouri.