Synchrony Financial (SYF) – Research Analysts’ Recent Ratings Changes

Several analysts have recently updated their ratings and price targets for Synchrony Financial (NYSE: SYF):

• 4/25/2025 – Synchrony Financial had its price target lowered by analysts at Truist Financial Co. from $65.00 to $57.00. They now have a “hold” rating on the stock.
• 4/23/2025 – Synchrony Financial had its price target lowered by analysts at Wells Fargo & Company from $70.00 to $65.00. They now have an “overweight” rating on the stock.
• 4/23/2025 – Synchrony Financial had its price target lowered by analysts at Evercore ISI from $64.00 to $56.00. They now have an “outperform” rating on the stock.
• 4/22/2025 – Synchrony Financial was upgraded by analysts at Cfra Research to a “hold” rating.
• 4/8/2025 – Synchrony Financial had its price target lowered by analysts at JPMorgan Chase & Co. from $76.00 to $50.00. They now have an “overweight” rating on the stock.
• 4/7/2025 – Synchrony Financial had its “equal weight” rating reaffirmed by analysts at Morgan Stanley. They now have a $44.00 price target on the stock, down previously from $82.00.
• 4/3/2025 – Synchrony Financial had its price target lowered by analysts at Wells Fargo & Company from $85.00 to $70.00. They now have an “overweight” rating on the stock.
• 3/24/2025 – Synchrony Financial was downgraded by analysts at StockNews.com from a “buy” rating to a “hold” rating.
• 3/21/2025 – Synchrony Financial had its price target lowered by analysts at Truist Financial Co. from $77.00 to $65.00. They now have a “hold” rating on the stock.
• 3/18/2025 – Synchrony Financial had its price target lowered by analysts at The Goldman Sachs Group, Inc. from $82.00 to $70.00. They now have a “buy” rating on the stock.

Synchrony Financial Stock Performance

Shares of SYF opened at $53.49 on Wednesday. The firm has a market cap of $20.36 billion, a price-to-earnings ratio of 6.26, a price-to-earnings-growth ratio of 0.71 and a beta of 1.42. The company’s fifty day moving average is $51.59 and its 200-day moving average is $60.21. The company has a quick ratio of 1.24, a current ratio of 1.24 and a debt-to-equity ratio of 1.01. Synchrony Financial has a 12 month low of $40.55 and a 12 month high of $70.93.

Synchrony Financial (NYSE:SYF) last posted its earnings results on Tuesday, April 22nd. The financial services provider reported $1.89 EPS for the quarter, topping the consensus estimate of $1.63 by $0.26. Synchrony Financial had a net margin of 15.36% and a return on equity of 18.30%. The firm had revenue of $3.72 billion for the quarter, compared to the consensus estimate of $3.80 billion. Equities analysts expect that Synchrony Financial will post 7.67 EPS for the current fiscal year.

Synchrony Financial Increases Dividend

The business also recently announced a quarterly dividend, which will be paid on Thursday, May 15th. Shareholders of record on Monday, May 5th will be given a dividend of $0.30 per share. The ex-dividend date of this dividend is Monday, May 5th. This represents a $1.20 dividend on an annualized basis and a yield of 2.24%. This is a boost from Synchrony Financial’s previous quarterly dividend of $0.25. Synchrony Financial’s dividend payout ratio is presently 16.46%.

Hedge Funds Weigh In On Synchrony Financial

A number of institutional investors have recently modified their holdings of SYF. Geode Capital Management LLC increased its stake in shares of Synchrony Financial by 2.1% in the fourth quarter. Geode Capital Management LLC now owns 9,963,573 shares of the financial services provider’s stock worth $650,678,000 after purchasing an additional 205,641 shares during the period. Allianz Asset Management GmbH increased its position in Synchrony Financial by 6.5% in the 1st quarter. Allianz Asset Management GmbH now owns 5,868,022 shares of the financial services provider’s stock worth $310,653,000 after buying an additional 358,708 shares during the period. Norges Bank acquired a new position in shares of Synchrony Financial during the fourth quarter worth approximately $347,903,000. Northern Trust Corp boosted its position in shares of Synchrony Financial by 26.7% in the fourth quarter. Northern Trust Corp now owns 5,183,717 shares of the financial services provider’s stock valued at $336,942,000 after acquiring an additional 1,093,922 shares during the period. Finally, UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC grew its stake in shares of Synchrony Financial by 9.1% in the fourth quarter. UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC now owns 4,576,854 shares of the financial services provider’s stock worth $297,496,000 after acquiring an additional 382,194 shares during the last quarter. Institutional investors own 96.48% of the company’s stock.

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.