PayPal Holdings, Inc. (NASDAQ:PYPL) Receives $77.26 Consensus Target Price from Analysts

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) have earned a consensus recommendation of “Hold” from the forty-three brokerages that are covering the firm, MarketBeat reports. Four equities research analysts have rated the stock with a sell recommendation, twenty-seven have issued a hold recommendation and twelve have assigned a buy recommendation to the company. The average 12-month price objective among brokerages that have updated their coverage on the stock in the last year is $76.0541.

Several brokerages have issued reports on PYPL. HSBC increased their target price on PayPal from $86.00 to $93.00 and gave the company a “buy” rating in a research report on Wednesday, October 29th. KeyCorp reaffirmed a “hold” rating on shares of PayPal in a research report on Wednesday, October 22nd. Compass Point cut their target price on PayPal from $56.00 to $55.00 and set a “sell” rating on the stock in a research note on Tuesday, January 13th. Cowen reissued a “mixed” rating on shares of PayPal in a research report on Wednesday, October 29th. Finally, Weiss Ratings reaffirmed a “hold (c)” rating on shares of PayPal in a research report on Wednesday, October 8th.

Key Stories Impacting PayPal

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Seeking Alpha publishes a bullish thesis arguing PYPL is “dirt cheap” with multiple near-term catalysts that could re-rate the stock (valuation, product leverage and optionality). PayPal: A Dirt Cheap Nexus Of Catalysts
• Positive Sentiment: Investor commentary (InsiderMonkey) highlights PayPal as a “depressed” buy—framing recent weakness as a buying opportunity despite TD Cowen trimming its price target—supporting a value/recovery trade narrative. Is PayPal Holdings, Inc. (PYPL) One of the Best Depressed Stocks to Buy Right Now?
• Positive Sentiment: Interactive Brokers will add support for PayPal USD (PYUSD) for account funding next week (after initial USDC support), which could help PYUSD adoption and indirectly benefit PayPal’s payments ecosystem. Interactive Brokers to allow stablecoins for account funding
• Negative Sentiment: Michael Burry published a long, critical analysis of the payments sector that specifically calls out risks for PayPal, adding headline risk and prompting investor caution. Michael Burry Sounds the Alarm on Payments Sector – XYZ, PYPL, FOUR
• Negative Sentiment: Piper Sandler issues a pessimistic forecast for PYPL, signaling downside risks from operational or growth concerns that could pressure the stock. Piper Sandler Issues Pessimistic Forecast for PayPal (NASDAQ:PYPL) Stock Price
• Negative Sentiment: Analysts continue to cut targets and ratings: TD Cowen lowered its price target to $65 (hold), Compass Point cut its target to $55 and kept a sell rating, and Daiwa Capital downgraded PYPL—these actions increase selling pressure and reduce near-term upside expectations. TD Cowen adjusts price target on PayPal to $65 Compass Point adjusts price target on PayPal to $55 Daiwa Capital downgrades PayPal Holdings (PYPL)

Insiders Place Their Bets

In other news, insider Suzan Kereere sold 4,162 shares of the firm’s stock in a transaction on Wednesday, November 19th. The stock was sold at an average price of $59.84, for a total value of $249,054.08. Following the completion of the sale, the insider owned 30,983 shares of the company’s stock, valued at $1,854,022.72. This trade represents a 11.84% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. Also, CAO Chris Natali sold 1,374 shares of the company’s stock in a transaction dated Thursday, October 30th. The shares were sold at an average price of $69.13, for a total value of $94,984.62. Additional details regarding this sale are available in the official SEC disclosure. In the last 90 days, insiders have sold 36,156 shares of company stock worth $2,432,524. 0.08% of the stock is currently owned by company insiders.

Institutional Trading of PayPal

Large investors have recently bought and sold shares of the stock. Hilltop National Bank acquired a new stake in shares of PayPal during the second quarter worth $27,000. MUFG Securities EMEA plc raised its stake in PayPal by 100.4% in the 2nd quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock worth $29,000 after acquiring an additional 87,524 shares during the last quarter. Cloud Capital Management LLC acquired a new stake in PayPal during the 3rd quarter worth about $30,000. Kelleher Financial Advisors purchased a new stake in PayPal during the 3rd quarter valued at about $30,000. Finally, True Wealth Design LLC increased its holdings in shares of PayPal by 285.3% in the third quarter. True Wealth Design LLC now owns 524 shares of the credit services provider’s stock valued at $35,000 after purchasing an additional 388 shares during the period. Hedge funds and other institutional investors own 68.32% of the company’s stock.

PayPal Stock Up 0.3%

PayPal stock traded up $0.15 during midday trading on Friday, hitting $56.89. 15,089,310 shares of the company’s stock were exchanged, compared to its average volume of 13,283,869. The company has a debt-to-equity ratio of 0.56, a quick ratio of 1.34 and a current ratio of 1.34. The company has a market cap of $53.23 billion, a PE ratio of 11.40, a P/E/G ratio of 0.71 and a beta of 1.42. The firm has a 50-day moving average of $60.57 and a two-hundred day moving average of $66.82. PayPal has a 12 month low of $55.85 and a 12 month high of $93.25.

PayPal (NASDAQ:PYPL) last announced its quarterly earnings results on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share for the quarter, topping the consensus estimate of $1.20 by $0.14. PayPal had a net margin of 14.96% and a return on equity of 25.64%. The firm had revenue of $8.42 billion during the quarter, compared to analysts’ expectations of $8.21 billion. During the same quarter in the prior year, the company earned $1.20 EPS. The company’s revenue was up 7.3% compared to the same quarter last year. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. As a group, analysts expect that PayPal will post 5.03 earnings per share for the current fiscal year.

PayPal Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Wednesday, December 10th. Stockholders of record on Wednesday, November 19th were given a dividend of $0.14 per share. The ex-dividend date of this dividend was Wednesday, November 19th. This represents a $0.56 dividend on an annualized basis and a dividend yield of 1.0%. PayPal’s dividend payout ratio is presently 11.22%.

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.