ChoiceOne Financial Services (COFS) Expected to Announce Earnings on Wednesday

ChoiceOne Financial Services (NASDAQ:COFS) is anticipated to post its Q3 2025 results before the market opens on Wednesday, October 22nd. Analysts expect ChoiceOne Financial Services to post earnings of $0.86 per share and revenue of $42.15 million for the quarter. Interested persons can check the company’s upcoming Q3 2025 earningsummary page for the latest details on the call scheduled for Wednesday, October 29, 2025 at 6:00 AM ET.

ChoiceOne Financial Services (NASDAQ:COFS) last announced its earnings results on Tuesday, November 8th. The company reported $0.60 earnings per share for the quarter. The business had revenue of $20.17 million during the quarter. ChoiceOne Financial Services had a net margin of 7.95% and a return on equity of 11.26%. On average, analysts expect ChoiceOne Financial Services to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

ChoiceOne Financial Services Stock Performance

COFS stock opened at $26.36 on Monday. The company has a debt-to-equity ratio of 0.57, a current ratio of 0.85 and a quick ratio of 0.85. ChoiceOne Financial Services has a 1 year low of $24.89 and a 1 year high of $38.15. The company has a market cap of $395.93 million, a P/E ratio of 20.92 and a beta of 0.55. The stock’s fifty day moving average price is $29.54 and its 200-day moving average price is $28.98.

ChoiceOne Financial Services Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Tuesday, September 30th. Shareholders of record on Monday, September 15th were paid a dividend of $0.28 per share. This represents a $1.12 dividend on an annualized basis and a dividend yield of 4.2%. The ex-dividend date was Monday, September 15th. ChoiceOne Financial Services’s payout ratio is currently 88.89%.

Institutional Investors Weigh In On ChoiceOne Financial Services

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the company. JPMorgan Chase & Co. grew its position in shares of ChoiceOne Financial Services by 127.0% during the second quarter. JPMorgan Chase & Co. now owns 54,019 shares of the company’s stock worth $1,550,000 after purchasing an additional 30,220 shares in the last quarter. Hsbc Holdings PLC bought a new position in ChoiceOne Financial Services in the 2nd quarter worth approximately $561,000. Squarepoint Ops LLC grew its holdings in ChoiceOne Financial Services by 128.1% during the 2nd quarter. Squarepoint Ops LLC now owns 34,301 shares of the company’s stock valued at $984,000 after buying an additional 19,263 shares in the last quarter. Jane Street Group LLC bought a new stake in shares of ChoiceOne Financial Services during the first quarter valued at approximately $477,000. Finally, Rhumbline Advisers lifted its holdings in shares of ChoiceOne Financial Services by 173.6% in the second quarter. Rhumbline Advisers now owns 20,728 shares of the company’s stock worth $595,000 after buying an additional 13,153 shares in the last quarter. Institutional investors own 19.90% of the company’s stock.

Analyst Upgrades and Downgrades

COFS has been the subject of several research reports. Zacks Research raised shares of ChoiceOne Financial Services from a “strong sell” rating to a “hold” rating in a research report on Tuesday, August 26th. Wall Street Zen lowered shares of ChoiceOne Financial Services from a “buy” rating to a “hold” rating in a research report on Friday, September 26th. Finally, Weiss Ratings reiterated a “hold (c)” rating on shares of ChoiceOne Financial Services in a research report on Wednesday, October 8th. Three analysts have rated the stock with a Buy rating and two have given a Hold rating to the stock. Based on data from MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus target price of $37.00.

About ChoiceOne Financial Services

ChoiceOne Financial Services, Inc operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services.