Encore Capital Group (NASDAQ:ECPG) Stock Price Expected to Rise, Truist Financial Analyst Says

Encore Capital Group (NASDAQ:ECPG) had its target price upped by investment analysts at Truist Financial from $105.00 to $112.00 in a research report issued on Thursday,Benzinga reports. The brokerage presently has a “buy” rating on the asset manager’s stock. Truist Financial’s target price would suggest a potential upside of 11.78% from the stock’s current price.

A number of other equities research analysts also recently weighed in on ECPG. Zacks Research downgraded shares of Encore Capital Group from a “strong-buy” rating to a “hold” rating in a research report on Monday, July 6th. Citigroup reissued a “market outperform” rating on shares of Encore Capital Group in a research report on Wednesday, June 17th. Weiss Ratings upgraded Encore Capital Group from a “hold (c)” rating to a “buy (b-)” rating in a research note on Monday. Wall Street Zen cut Encore Capital Group from a “strong-buy” rating to a “hold” rating in a report on Saturday, May 9th. Finally, Citizens Jmp upped their target price on Encore Capital Group from $108.00 to $115.00 and gave the company a “market outperform” rating in a research report on Wednesday, June 17th. Five research analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the company. Based on data from MarketBeat.com, Encore Capital Group has a consensus rating of “Moderate Buy” and an average price target of $89.75.

Encore Capital Group Price Performance

NASDAQ:ECPG opened at $100.20 on Thursday. Encore Capital Group has a 52 week low of $38.68 and a 52 week high of $101.80. The firm has a market cap of $2.13 billion, a price-to-earnings ratio of 7.59 and a beta of 1.27. The firm’s 50-day simple moving average is $88.29 and its 200 day simple moving average is $76.50. The company has a debt-to-equity ratio of 3.87, a quick ratio of 0.90 and a current ratio of 0.96.

Encore Capital Group (NASDAQ:ECPG) last posted its quarterly earnings data on Wednesday, August 5th. The asset manager reported $2.81 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.67 by $0.14. Encore Capital Group had a net margin of 15.86% and a return on equity of 29.83%. The firm had revenue of $491.87 million during the quarter, compared to the consensus estimate of $455.10 million. During the same quarter in the previous year, the firm posted $2.49 EPS. The business’s revenue for the quarter was up 11.3% compared to the same quarter last year. Encore Capital Group has set its FY 2026 guidance at 13.000-14.000 EPS. As a group, sell-side analysts predict that Encore Capital Group will post 13.57 earnings per share for the current year.

Insider Buying and Selling at Encore Capital Group

In other news, insider John Yung sold 2,000 shares of the company’s stock in a transaction that occurred on Wednesday, June 10th. The shares were sold at an average price of $82.08, for a total transaction of $164,160.00. Following the completion of the sale, the insider owned 64,570 shares of the company’s stock, valued at approximately $5,299,905.60. This represents a 3.00% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. Company insiders own 3.00% of the company’s stock.

Hedge Funds Weigh In On Encore Capital Group

Several hedge funds and other institutional investors have recently modified their holdings of the business. IFP Advisors Inc boosted its stake in shares of Encore Capital Group by 1,729.6% in the 4th quarter. IFP Advisors Inc now owns 494 shares of the asset manager’s stock valued at $27,000 after purchasing an additional 467 shares in the last quarter. EverSource Wealth Advisors LLC boosted its position in Encore Capital Group by 185.7% in the fourth quarter. EverSource Wealth Advisors LLC now owns 717 shares of the asset manager’s stock valued at $39,000 after buying an additional 466 shares in the last quarter. USA Financial Formulas acquired a new stake in shares of Encore Capital Group during the 1st quarter valued at $46,000. Allworth Financial LP boosted its holdings in shares of Encore Capital Group by 29.1% during the 4th quarter. Allworth Financial LP now owns 1,139 shares of the asset manager’s stock valued at $62,000 after acquiring an additional 257 shares in the last quarter. Finally, Tower Research Capital LLC TRC grew its position in Encore Capital Group by 168.9% during the 2nd quarter. Tower Research Capital LLC TRC now owns 2,716 shares of the asset manager’s stock worth $105,000 after acquiring an additional 1,706 shares during the last quarter.

Key Stories Impacting Encore Capital Group

Here are the key news stories impacting Encore Capital Group this week:

• Positive Sentiment: Strong revenue and collections: Second-quarter revenue reached $491.9 million, exceeding the $455.1 million consensus estimate and increasing 11.3% year over year. Record global collections and strong U.S. execution supported the result. ECPG Q2 Earnings Miss Despite Year-over-Year Revenue Growth and Record Collections
• Positive Sentiment: 2026 outlook reaffirmed at a favorable level: Encore issued full-year 2026 EPS guidance of $13.00 to $14.00, with the midpoint above the roughly $13.01 analyst consensus. This indicates management remains confident despite quarterly earnings variability. Encore Capital Group Earnings Report
• Positive Sentiment: Analyst price target increased: Truist Financial raised its target from $105 to $112 and maintained a Buy rating, signaling additional potential upside based on Encore’s operating momentum and valuation. Encore Capital Group Price Target Raised to $112 at Truist Financial
• Positive Sentiment: Northland raised several estimates: Northland Securities increased its FY2026 EPS forecast to $13.50 from $13.00 and lifted its Q3 2026 estimate to $3.20 from $3.04. It also made modest upward revisions to estimates for Q2 and Q3 2027.
• Neutral Sentiment: Quarterly earnings comparisons are mixed: Encore reported $2.81 EPS, above the MarketBeat consensus of $2.67 and the prior-year $2.49, although Zacks characterized the result as below its $3.07 consensus. Northland made only a minor reduction to its Q4 2027 EPS forecast, suggesting limited impact on longer-term expectations. Encore Capital Group Lags Q2 Earnings Estimates

Encore Capital Group Company Profile

Encore Capital Group, Inc is a global specialty finance company that focuses on the purchase and management of nonperforming consumer receivables. Through its subsidiaries, the company acquires charged-off debt portfolios from credit card issuers, banks, and other financial institutions, and seeks to recover outstanding balances through a combination of customer outreach, payment arrangements, and, where appropriate, legal collection efforts. Encore’s business model emphasizes compliance with regulatory and industry standards to ensure ethical and transparent debt-recovery practices.

Headquartered in San Diego, California, Encore operates across North America and Europe.