Head to Head Analysis: Bankinter (OTCMKTS:BKNIY) & PT Bank Mandiri Persero TBK (OTCMKTS:PPERY)

Bankinter (OTCMKTS:BKNIY) and PT Bank Mandiri Persero TBK (OTCMKTS:PPERY) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk.

Institutional & Insider Ownership

0.0% of PT Bank Mandiri Persero TBK shares are held by institutional investors. 0.0% of PT Bank Mandiri Persero TBK shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Valuation & Earnings

This table compares Bankinter and PT Bank Mandiri Persero TBK”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bankinter	$5.44 billion	N/A	$1.03 billion	$1.22	13.19
PT Bank Mandiri Persero TBK	$8.58 billion	2.85	$2.79 billion	N/A	N/A

PT Bank Mandiri Persero TBK has higher revenue and earnings than Bankinter.

Analyst Recommendations

This is a summary of current ratings and target prices for Bankinter and PT Bank Mandiri Persero TBK, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bankinter	1	5	0	0	1.83
PT Bank Mandiri Persero TBK	0	0	0	0	0.00

Profitability

This table compares Bankinter and PT Bank Mandiri Persero TBK’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bankinter	20.63%	17.35%	0.85%
PT Bank Mandiri Persero TBK	N/A	N/A	N/A

Dividends

Bankinter pays an annual dividend of $0.43 per share and has a dividend yield of 2.7%. PT Bank Mandiri Persero TBK pays an annual dividend of $0.81 per share and has a dividend yield of 7.7%. Bankinter pays out 35.2% of its earnings in the form of a dividend.

Risk and Volatility

Bankinter has a beta of 0.11, indicating that its stock price is 89% less volatile than the S&P 500. Comparatively, PT Bank Mandiri Persero TBK has a beta of 0.35, indicating that its stock price is 65% less volatile than the S&P 500.

Summary

PT Bank Mandiri Persero TBK beats Bankinter on 7 of the 11 factors compared between the two stocks.

About Bankinter

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises in Spain. It offers payroll, pension, business, salary, non-salary, youth salary, current, currency, professional, basic, and management accounts; deposit products; and mortgages and loan products, as well as financing services. The company also provides saving and investment products, including profiled funds, sustainable investment funds, other managers funds, pension funds, and themed funds, as well as funds for beginners; regular investment plans; and advisory, customized investment, wealth management, and alternative investment products and services. In addition, it offers accident, home, life, funeral, health, mortgage payment protection, property, personal, and motor insurance products, as well as business insurance products. Further, the company provides various services, such as estate administration, switch, asset management, accounts management, and transfer services, as well as real estate and brokerage services. Additionally, it offers retail, personal, private, commercial, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is based in Madrid, Spain.

About PT Bank Mandiri Persero TBK

PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. The company operates through Wholesale and Retail segments. It offers savings and current accounts, time deposits, demand deposits, and foreign currency savings and current accounts; motorcycle loans, mortgage loan, and housing loans, as well as loans for various purposes, such as education, home renovation, marriage, health, and other needs for individuals; and working capital loans, investment loans, people's business loans, syndicated loans, and micro business loans for businesses. The company also provides investment products comprising mutual funds, stocks, and bonds; life, health, and accident insurance products; credit, debit, and corporate cards; digital banking; e-banking services; digital lending; cash management services; trade finance services, value chain, supply chain management, global and domestic trade, export and import, standby letter of credit, and bank guarantee, as well as spot and forex services; custodial services; treasury services, including cash transaction/liquidity, hedging, and investment products; trust services comprising trustee, paying agent, security agent, escrow agent, monitoring agent, and receiving bank services; and money transfer, remittance services, and venture capital financing. It operates branch offices, sub-branch offices, and overseas branch offices; and ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.