Q3 Earnings Forecast for Navient Issued By Seaport Res Ptn

Navient Corporation (NASDAQ:NAVI) – Research analysts at Seaport Res Ptn cut their Q3 2025 earnings per share estimates for Navient in a research report issued to clients and investors on Monday, September 29th. Seaport Res Ptn analyst W. Ryan now expects that the credit services provider will earn $0.19 per share for the quarter, down from their prior forecast of $0.23. The consensus estimate for Navient’s current full-year earnings is $1.04 per share.

Navient (NASDAQ:NAVI) last issued its earnings results on Wednesday, July 30th. The credit services provider reported $0.21 earnings per share for the quarter, missing analysts’ consensus estimates of $0.27 by ($0.06). Navient had a return on equity of 4.08% and a net margin of 0.89%.The firm had revenue of $156.00 million for the quarter, compared to analyst estimates of $156.20 million. During the same period in the previous year, the company earned $0.29 earnings per share. Navient has set its FY 2025 guidance at 0.950-1.050 EPS.

Other equities research analysts have also issued reports about the company. Morgan Stanley lowered their price target on Navient from $15.00 to $14.00 and set an “equal weight” rating for the company in a research report on Thursday, July 31st. Keefe, Bruyette & Woods lowered their price target on Navient from $16.50 to $15.00 and set a “market perform” rating for the company in a research report on Thursday, July 31st. Bank of America lowered Navient from a “neutral” rating to an “underperform” rating and set a $12.00 price target for the company. in a research report on Thursday, September 4th. Finally, JPMorgan Chase & Co. increased their price target on Navient from $12.50 to $15.50 and gave the company a “neutral” rating in a research report on Friday, July 11th. One equities research analyst has rated the stock with a Strong Buy rating, four have assigned a Hold rating and four have given a Sell rating to the stock. According to MarketBeat.com, the company has an average rating of “Reduce” and a consensus price target of $13.06.

Navient Price Performance

Shares of NASDAQ:NAVI opened at $13.15 on Wednesday. The firm has a market capitalization of $1.31 billion, a price-to-earnings ratio of 42.42 and a beta of 1.35. The stock’s 50 day moving average is $13.20 and its 200-day moving average is $13.20. Navient has a twelve month low of $10.53 and a twelve month high of $16.15. The company has a quick ratio of 9.94, a current ratio of 9.94 and a debt-to-equity ratio of 16.52.

Navient Dividend Announcement

The firm also recently disclosed a quarterly dividend, which was paid on Friday, September 19th. Shareholders of record on Friday, September 5th were paid a $0.16 dividend. This represents a $0.64 dividend on an annualized basis and a yield of 4.9%. The ex-dividend date was Friday, September 5th. Navient’s dividend payout ratio is 206.45%.

Institutional Inflows and Outflows

A number of institutional investors have recently bought and sold shares of the business. Corient Private Wealth LLC grew its stake in Navient by 6.8% in the 2nd quarter. Corient Private Wealth LLC now owns 18,372 shares of the credit services provider’s stock valued at $259,000 after purchasing an additional 1,168 shares during the period. Squarepoint Ops LLC grew its stake in Navient by 9.8% in the 2nd quarter. Squarepoint Ops LLC now owns 56,744 shares of the credit services provider’s stock valued at $800,000 after purchasing an additional 5,087 shares during the period. Public Sector Pension Investment Board grew its stake in Navient by 7.4% in the 2nd quarter. Public Sector Pension Investment Board now owns 315,497 shares of the credit services provider’s stock valued at $4,449,000 after purchasing an additional 21,640 shares during the period. CANADA LIFE ASSURANCE Co grew its stake in shares of Navient by 2.6% during the 2nd quarter. CANADA LIFE ASSURANCE Co now owns 119,586 shares of the credit services provider’s stock worth $1,689,000 after acquiring an additional 3,003 shares during the period. Finally, Tower Research Capital LLC TRC grew its stake in shares of Navient by 346.5% during the 2nd quarter. Tower Research Capital LLC TRC now owns 21,754 shares of the credit services provider’s stock worth $307,000 after acquiring an additional 16,882 shares during the period. Institutional investors own 97.14% of the company’s stock.

About Navient

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.