Financial Contrast: WSFS Financial (NASDAQ:WSFS) vs. Beverly Hills Bancorp (OTCMKTS:BHBCQ)

WSFS Financial (NASDAQ:WSFS) and Beverly Hills Bancorp (OTCMKTS:BHBCQ) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, risk, dividends and earnings.

Earnings and Valuation

This table compares WSFS Financial and Beverly Hills Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
WSFS Financial	$1.40 billion	2.20	$263.67 million	$4.56	12.08
Beverly Hills Bancorp	N/A	N/A	N/A	N/A	N/A

WSFS Financial has higher revenue and earnings than Beverly Hills Bancorp.

Institutional and Insider Ownership

88.5% of WSFS Financial shares are owned by institutional investors. 1.2% of WSFS Financial shares are owned by company insiders. Comparatively, 13.0% of Beverly Hills Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares WSFS Financial and Beverly Hills Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
WSFS Financial	19.29%	10.15%	1.29%
Beverly Hills Bancorp	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of recent recommendations for WSFS Financial and Beverly Hills Bancorp, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
WSFS Financial	0	2	3	0	2.60
Beverly Hills Bancorp	0	0	0	0	0.00

WSFS Financial presently has a consensus target price of $66.25, indicating a potential upside of 20.24%. Given WSFS Financial’s stronger consensus rating and higher probable upside, equities research analysts clearly believe WSFS Financial is more favorable than Beverly Hills Bancorp.

Summary

WSFS Financial beats Beverly Hills Bancorp on 8 of the 9 factors compared between the two stocks.

About WSFS Financial

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through three segments: WSFS Bank, Cash Connect, and Wealth Management. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposit, as well as accepts jumbo certificates of deposit from individuals, businesses, and municipalities. The company also provides a range of loans, which comprise fixed and adjustable rate residential loans; commercial mortgage and commercial loans; commercial construction loans; commercial loans for working capital, financing equipment and real estate acquisitions, business expansion and other business purposes; and consumer credit products, such as home equity loans, home equity lines of credit, automobile loans, unsecured lines of credit, and other secured and unsecured personal installment loans. In addition, it offers insurance products; planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate and institutional clients; retail securities and insurance brokerage services; mortgage and title services; residential mortgage and refinancing solutions; and leases small equipment and fixed assets, as well as provides financial planning, customized investment strategies, brokerage products, fiduciary, and wealth management services. Further, the company provides ATM vault cash, smart safe, and other cash logistics services; and online reporting and ATM cash management, predictive cash ordering and reconcilement services, armored carrier management, loss protection, and deposit safe cash logistics services, as well as trustee, agency, bankruptcy administration, custodial and commercial domicile services. The company was founded in 1832 and is based in Wilmington, Delaware.

About Beverly Hills Bancorp

Beverly Hills Bancorp Inc. is a financial holding company and conducts its banking and lending operations through its primary subsidiary, First Bank of Beverly Hills. The Bank focuses on niche products, including the origination and acquisition of commercial and multi-family real estate loans. The Bank's principal funding sources consist of certificates of deposits generated through independent brokers and its money desk, borrowings from the Federal Home Loan Bank of San Francisco and repurchase agreements with major investment banks. The Bank is a California state-chartered commercial bank and is regulated by the Federal Deposit Insurance Corporation.Beverly Hills Bancorp's common stock is traded on the Nasdaq National Market under the trading symbol "BHBC".