Enova International (NYSE:ENVA) Issues Q3 2026 Earnings Guidance

Enova International (NYSE:ENVA) updated its third quarter 2026 earnings guidance on Monday. The company provided earnings per share guidance of 4.370-4.370 for the period, compared to the consensus EPS estimate of 4.340. The company issued revenue guidance of $1.0 billion-$1.0 billion, compared to the consensus revenue estimate of $1.0 billion. Enova International also updated its FY 2026 guidance to 16.850-17.500 EPS.

Enova International Trading Up 1.5%

Shares of ENVA stock traded up $3.27 on Monday, hitting $226.75. The company had a trading volume of 193,678 shares, compared to its average volume of 305,951. Enova International has a twelve month low of $103.02 and a twelve month high of $267.45. The company has a debt-to-equity ratio of 3.35, a quick ratio of 18.42 and a current ratio of 18.42. The firm has a market cap of $5.65 billion, a P/E ratio of 16.81 and a beta of 1.21. The stock’s 50-day moving average is $240.92 and its two-hundred day moving average is $191.38.

Enova International (NYSE:ENVA) last posted its quarterly earnings data on Thursday, July 23rd. The credit services provider reported $4.31 EPS for the quarter, topping analysts’ consensus estimates of $3.99 by $0.32. Enova International had a return on equity of 26.66% and a net margin of 10.31%.The company had revenue of $928.93 million for the quarter, compared to analyst estimates of $909.61 million. During the same period in the previous year, the firm earned $3.23 earnings per share. The firm’s quarterly revenue was up 21.6% on a year-over-year basis. On average, equities research analysts anticipate that Enova International will post 16.3 earnings per share for the current fiscal year.

Wall Street Analyst Weigh In

ENVA has been the topic of a number of recent analyst reports. Citigroup restated a “market outperform” rating on shares of Enova International in a research report on Friday, July 24th. TD Cowen increased their price objective on shares of Enova International from $250.00 to $257.00 and gave the stock a “buy” rating in a research report on Friday, July 24th. Zacks Research raised shares of Enova International from a “hold” rating to a “strong-buy” rating in a research note on Wednesday, July 29th. Wall Street Zen downgraded shares of Enova International from a “strong-buy” rating to a “buy” rating in a research note on Saturday, August 22nd. Finally, Weiss Ratings restated a “buy (b-)” rating on shares of Enova International in a report on Friday, July 17th. One research analyst has rated the stock with a Strong Buy rating and eight have assigned a Buy rating to the company’s stock. According to MarketBeat.com, Enova International presently has a consensus rating of “Buy” and an average price target of $247.83.

Insider Activity

In related news, Director Mark Tebbe sold 20,000 shares of the stock in a transaction on Thursday, June 18th. The shares were sold at an average price of $201.37, for a total transaction of $4,027,400.00. Following the transaction, the director directly owned 50,029 shares of the company’s stock, valued at $10,074,339.73. This represents a 28.56% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, Director William M. Goodyear sold 3,500 shares of the firm’s stock in a transaction on Tuesday, June 16th. The stock was sold at an average price of $188.02, for a total transaction of $658,070.00. Following the completion of the sale, the director owned 50,820 shares of the company’s stock, valued at $9,555,176.40. The trade was a 6.44% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders sold 75,129 shares of company stock worth $15,753,056 in the last quarter. 8.40% of the stock is owned by corporate insiders.

About Enova International

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements.