Horace Mann Educators (NYSE:HMN) Announces Earnings Results

Horace Mann Educators (NYSE:HMN) released its quarterly earnings data on Tuesday. The insurance provider reported $2.06 earnings per share for the quarter, topping the consensus estimate of $1.10 by $0.96, Zacks reports. Horace Mann Educators had a net margin of 10.15% and a return on equity of 14.08%. The firm had revenue of $439.20 million for the quarter, compared to the consensus estimate of $320.00 million. During the same quarter in the prior year, the company posted $1.36 earnings per share.

Horace Mann Educators Price Performance

NYSE HMN traded up $2.66 during trading on Wednesday, reaching $50.13. The company’s stock had a trading volume of 148,467 shares, compared to its average volume of 262,857. The firm has a fifty day moving average of $47.59 and a 200 day moving average of $46.91. Horace Mann Educators has a one year low of $41.29 and a one year high of $55.56. The stock has a market capitalization of $2.03 billion, a PE ratio of 11.72 and a beta of 0.09. The company has a debt-to-equity ratio of 0.40, a current ratio of 0.08 and a quick ratio of 0.08.

Horace Mann Educators Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Wednesday, September 30th. Stockholders of record on Wednesday, September 16th were issued a $0.36 dividend. The ex-dividend date of this dividend was Wednesday, September 16th. This represents a $1.44 annualized dividend and a dividend yield of 2.9%. Horace Mann Educators’s dividend payout ratio is presently 33.64%.

Key Horace Mann Educators News

Here are the key news stories impacting Horace Mann Educators this week:

• Positive Sentiment: HMN reported third-quarter EPS of $2.06, above analyst estimates cited in reports ($0.99–$1.10) and up from $1.36 a year earlier. Zacks earnings report
• Positive Sentiment: The company raised its 2026 core EPS outlook to $5.75–$5.95, above the cited FactSet estimate of $4.85, signaling stronger expected profitability. 2026 earnings outlook
• Neutral Sentiment: Horace Mann reported Q3 revenue of $439.2 million, but coverage differs on whether sales met expectations. This leaves the revenue picture less clear than the earnings beat. Q3 revenue report Sales expectations report

Analyst Ratings Changes

A number of analysts recently commented on HMN shares. Zacks Research lowered Horace Mann Educators from a “strong-buy” rating to a “hold” rating in a report on Monday, October 12th. Weiss Ratings lowered Horace Mann Educators from a “buy (a-)” rating to a “buy (b+)” rating in a research report on Wednesday, October 28th. Wall Street Zen upgraded Horace Mann Educators from a “hold” rating to a “buy” rating in a research note on Monday, October 12th. Finally, Raymond James Financial reiterated a “strong-buy” rating and set a $59.00 target price on shares of Horace Mann Educators in a research note on Thursday, August 13th. One research analyst has rated the stock with a Strong Buy rating, one has assigned a Buy rating and one has given a Hold rating to the company’s stock. According to MarketBeat, the stock currently has an average rating of “Buy” and an average target price of $59.00.

Insiders Place Their Bets

In related news, CEO Marita Zuraitis sold 7,500 shares of Horace Mann Educators stock in a transaction on Tuesday, September 1st. The shares were sold at an average price of $50.99, for a total value of $382,425.00. Following the transaction, the chief executive officer owned 299,629 shares in the company, valued at $15,278,082.71. This trade represents a 2.44% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, Director Perry G. Hines sold 3,237 shares of Horace Mann Educators stock in a transaction dated Thursday, September 3rd. The stock was sold at an average price of $52.22, for a total value of $169,036.14. Following the completion of the transaction, the director owned 25,118 shares in the company, valued at approximately $1,311,661.96. This represents a 11.42% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 20,291 shares of company stock valued at $1,005,488 in the last quarter. Corporate insiders own 3.60% of the company’s stock.

About Horace Mann Educators

Horace Mann Educators Corporation (NYSE: HMN) is an insurance and financial services company focused on serving educators and employees of public schools. The company provides products designed to address the personal insurance, life insurance and retirement needs of educators, school administrators and other education professionals.

Its offerings include automobile and homeowners insurance, life insurance, supplemental insurance products and retirement annuities. Horace Mann also provides retirement planning resources and other financial services intended to help educators prepare for retirement and manage their long-term financial needs.

Founded in 1945, the company is headquartered in Springfield, Illinois, and markets its products primarily through a network of agents serving the education community across the United States.