Usio (NASDAQ:USIO) Posts Quarterly Earnings Results

Usio (NASDAQ:USIO) posted its quarterly earnings data on Wednesday. The company reported $0.01 earnings per share (EPS) for the quarter, FiscalAI reports. Usio had a negative net margin of 2.43% and a negative return on equity of 11.73%. The company had revenue of $23.68 million during the quarter, compared to the consensus estimate of $23.67 million.

Here are the key takeaways from Usio’s conference call:

• Usio raised its fiscal 2026 revenue-growth guidance to 14%–16%, up from 10%–12%, citing strong first-half performance and continued growth opportunities.
• Second-quarter revenue increased 19%, while payment dollars and transactions processed both rose 27%; adjusted EBITDA more than doubled year over year to $1.1 million, and GAAP net income was positive for the second consecutive quarter.
• Card revenue grew 28%, driven by 43% PayFac growth and a 34% increase in merchant count; management said the expanding ISV-to-merchant “flywheel” is driving accelerating volumes.
• Management highlighted Usio Ion, school-voucher programs, university loan-refund payments, RTP adoption, and Output Solutions’ new high-speed printer as catalysts for future growth, margin expansion, and higher interest income.

Usio Trading Up 6.7%

Shares of USIO stock traded up $0.15 on Wednesday, hitting $2.38. 2,451,356 shares of the company’s stock traded hands, compared to its average volume of 108,072. The company has a debt-to-equity ratio of 0.05, a quick ratio of 1.09 and a current ratio of 1.09. Usio has a one year low of $1.03 and a one year high of $2.62. The company’s fifty day simple moving average is $2.07 and its 200 day simple moving average is $1.58. The stock has a market capitalization of $65.68 million, a price-to-earnings ratio of -29.75 and a beta of 1.32.

Institutional Trading of Usio

Several institutional investors have recently added to or reduced their stakes in USIO. Goldman Sachs Group Inc. grew its stake in shares of Usio by 34.6% during the first quarter. Goldman Sachs Group Inc. now owns 59,692 shares of the company’s stock valued at $87,000 after buying an additional 15,334 shares during the last quarter. Osaic Holdings Inc. boosted its holdings in Usio by 246.1% during the 2nd quarter. Osaic Holdings Inc. now owns 28,353 shares of the company’s stock valued at $43,000 after acquiring an additional 20,161 shares during the period. Scoggin Management LP purchased a new stake in Usio during the 3rd quarter valued at about $114,000. Citadel Advisors LLC grew its position in Usio by 103.7% during the 3rd quarter. Citadel Advisors LLC now owns 78,493 shares of the company’s stock worth $111,000 after acquiring an additional 39,959 shares during the last quarter. Finally, Rothschild Wealth LLC bought a new position in Usio during the 4th quarter worth approximately $563,000. 20.23% of the stock is currently owned by hedge funds and other institutional investors.

Wall Street Analyst Weigh In

A number of equities research analysts have weighed in on USIO shares. Weiss Ratings upgraded Usio from a “sell (d)” rating to a “sell (d+)” rating in a research report on Tuesday. LADENBURG THALM/SH SH increased their price objective on Usio from $5.75 to $6.25 and gave the company a “buy” rating in a research report on Friday, May 15th. Zacks Research raised Usio from a “strong sell” rating to a “hold” rating in a report on Monday, May 18th. Finally, Wall Street Zen upgraded Usio to a “hold” rating in a research report on Saturday, July 25th. Two research analysts have rated the stock with a Buy rating, one has issued a Hold rating and one has given a Sell rating to the stock. Based on data from MarketBeat, the stock currently has an average rating of “Hold” and an average price target of $5.12.

About Usio

Usio, Inc (NASDAQ: USIO) is a financial technology company that delivers integrated payment, transaction processing, and money services solutions. The company’s platform combines merchant acquiring, multi‐rail payment enablement and business management tools to support merchants, financial institutions and business partners in automating and securing electronic and cash‐based transactions.

Through its subsidiaries, Usio provides a broad range of products and services, including point-of-sale terminals, payment gateway services, automated teller machine (ATM) processing, bill payment, money order issuance, domestic and international money transfer and remittance solutions.