TransUnion (NYSE:TRU) Issues Q3 2026 Earnings Guidance

TransUnion (NYSE:TRU) updated its third quarter 2026 earnings guidance on Tuesday. The company provided earnings per share guidance of 1.180-1.210 for the period, compared to the consensus estimate of 1.210. The company issued revenue guidance of $1.3 billion-$1.3 billion, compared to the consensus revenue estimate of $1.3 billion. TransUnion also updated its FY 2026 guidance to 4.750-4.830 EPS.

TransUnion Stock Performance

Shares of TRU opened at $84.94 on Wednesday. The stock has a 50 day moving average of $72.40 and a 200 day moving average of $73.63. The company has a market capitalization of $16.38 billion, a price-to-earnings ratio of 23.44, a PEG ratio of 1.38 and a beta of 1.55. TransUnion has a 12 month low of $63.37 and a 12 month high of $99.39. The company has a current ratio of 1.93, a quick ratio of 1.93 and a debt-to-equity ratio of 1.10.

TransUnion (NYSE:TRU) last posted its quarterly earnings data on Tuesday, July 28th. The business services provider reported $1.23 earnings per share for the quarter, topping the consensus estimate of $1.16 by $0.07. The business had revenue of $1.31 billion for the quarter, compared to analysts’ expectations of $1.28 billion. TransUnion had a return on equity of 16.09% and a net margin of 14.91%.The business’s revenue was up 14.9% on a year-over-year basis. During the same quarter in the previous year, the firm earned $1.08 earnings per share. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. As a group, sell-side analysts forecast that TransUnion will post 4.14 earnings per share for the current year.

TransUnion Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Thursday, June 11th. Investors of record on Wednesday, May 27th were paid a $0.125 dividend. The ex-dividend date was Wednesday, May 27th. This represents a $0.50 annualized dividend and a yield of 0.6%. TransUnion’s dividend payout ratio is presently 13.85%.

Analysts Set New Price Targets

Several equities analysts have weighed in on the company. Weiss Ratings raised TransUnion from a “hold (c-)” rating to a “hold (c)” rating in a report on Thursday, July 16th. Bank of America cut their target price on shares of TransUnion from $83.00 to $80.00 and set a “neutral” rating for the company in a research report on Tuesday, May 19th. Mizuho cut their price objective on shares of TransUnion from $88.00 to $77.00 and set a “neutral” rating for the company in a report on Thursday, July 2nd. JPMorgan Chase & Co. cut their price target on TransUnion from $95.00 to $90.00 and set an “overweight” rating for the company in a report on Wednesday, April 29th. Finally, BMO Capital Markets restated an “outperform” rating on shares of TransUnion in a research note on Wednesday. Ten investment analysts have rated the stock with a Buy rating and six have given a Hold rating to the stock. Based on data from MarketBeat.com, TransUnion presently has an average rating of “Moderate Buy” and an average target price of $93.19.

Insider Buying and Selling at TransUnion

In related news, EVP Heather J. Russell sold 6,683 shares of the stock in a transaction on Friday, May 29th. The shares were sold at an average price of $71.87, for a total transaction of $480,307.21. Following the transaction, the executive vice president owned 45,248 shares of the company’s stock, valued at approximately $3,251,973.76. This trade represents a 12.87% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Steven M. Chaouki sold 10,000 shares of TransUnion stock in a transaction on Wednesday, July 1st. The stock was sold at an average price of $72.64, for a total transaction of $726,400.00. Following the completion of the transaction, the insider owned 89,906 shares in the company, valued at approximately $6,530,771.84. The trade was a 10.01% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 30,155 shares of company stock valued at $2,177,102 over the last ninety days. Insiders own 0.37% of the company’s stock.

TransUnion News Summary

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: Q2 earnings and revenue beat estimates: TransUnion reported adjusted EPS of $1.23, above the $1.16 consensus estimate, while revenue rose 14.9% year over year to $1.31 billion, exceeding expectations of $1.28 billion. EPS increased from $1.08 in the year-ago quarter. TransUnion Announces Strong Second Quarter 2026 Results
• Positive Sentiment: Full-year outlook raised: TransUnion now expects fiscal 2026 adjusted EPS of $4.75-$4.83, above the prior consensus estimate of $4.67. Revenue guidance is $5.1-$5.2 billion, broadly in line with expectations. TransUnion lifts outlook after strong quarterly revenue growth
• Positive Sentiment: Analyst targets moved higher: Needham raised its target to $100 and reiterated Buy, while Robert W. Baird increased its target to $115 and maintained an Outperform rating. These targets imply substantial potential upside from recent trading levels. Needham raises TransUnion price target
• Neutral Sentiment: Mixed analyst view: Barclays raised its price target to $85 but retained an Equal Weight rating, suggesting the firm sees limited near-term upside after the recent rally. Benzinga analyst update
• Negative Sentiment: Auto-loan fraud losses increased: TransUnion flagged a surge in losses tied to auto-loan fraud, a potential concern for credit-market conditions and a risk to parts of its business. TransUnion flags surge in auto-loan fraud losses

Institutional Investors Weigh In On TransUnion

Institutional investors have recently bought and sold shares of the stock. DRW Securities LLC bought a new stake in TransUnion in the fourth quarter worth $236,000. Alyeska Investment Group L.P. bought a new position in TransUnion during the third quarter valued at $232,000. IHT Wealth Management LLC raised its stake in shares of TransUnion by 7.9% in the fourth quarter. IHT Wealth Management LLC now owns 2,659 shares of the business services provider’s stock valued at $228,000 after acquiring an additional 195 shares during the period. FORA Capital LLC bought a new stake in shares of TransUnion in the 2nd quarter worth about $223,000. Finally, Integrated Wealth Concepts LLC bought a new stake in shares of TransUnion in the 3rd quarter worth about $206,000.

About TransUnion

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.