First Guaranty Bancshares (FGBI) and The Competition Financial Review

First Guaranty Bancshares (NASDAQ:FGBI) is one of 919 publicly-traded companies in the “Banks” industry, but how does it compare to its rivals? We will compare First Guaranty Bancshares to related businesses based on the strength of its valuation, institutional ownership, profitability, risk, dividends, analyst recommendations and earnings.

Profitability

This table compares First Guaranty Bancshares and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Guaranty Bancshares	9.17%	10.67%	0.52%
First Guaranty Bancshares Competitors	15.62%	9.43%	0.93%

Dividends

First Guaranty Bancshares pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. First Guaranty Bancshares pays out 3.1% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend.

Volatility & Risk

First Guaranty Bancshares has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500. Comparatively, First Guaranty Bancshares’ rivals have a beta of 0.61, suggesting that their average stock price is 39% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings and target prices for First Guaranty Bancshares and its rivals, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Guaranty Bancshares	1	1	0	0	1.50
First Guaranty Bancshares Competitors	7497	30256	27866	1491	2.35

As a group, “Banks” companies have a potential upside of 14.49%. Given First Guaranty Bancshares’ rivals stronger consensus rating and higher possible upside, analysts clearly believe First Guaranty Bancshares has less favorable growth aspects than its rivals.

Earnings and Valuation

This table compares First Guaranty Bancshares and its rivals gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
First Guaranty Bancshares	$221.76 million	-$56.02 million	10.09
First Guaranty Bancshares Competitors	$9.95 billion	$2.42 billion	21.05

First Guaranty Bancshares’ rivals have higher revenue and earnings than First Guaranty Bancshares. First Guaranty Bancshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

39.5% of First Guaranty Bancshares shares are owned by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are owned by institutional investors. 49.4% of First Guaranty Bancshares shares are owned by insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

First Guaranty Bancshares rivals beat First Guaranty Bancshares on 12 of the 15 factors compared.

First Guaranty Bancshares Company Profile

First Guaranty Bancshares, Inc. is a bank holding company whose principal subsidiary, First Guaranty Bank, provides commercial and personal banking services. Its offerings include deposit accounts, business and consumer loans, and related banking services for individuals, businesses, and organizations. Founded in 1934, First Guaranty Bank is headquartered in Hammond, Louisiana. The bank serves customers through locations in Louisiana and Texas, as well as digital banking channels.