Contrasting CF Bankshares (CFBK) and Its Peers

CF Bankshares (NASDAQ:CFBK) is one of 919 publicly-traded companies in the “Banks” industry, but how does it contrast to its rivals? We will compare CF Bankshares to related businesses based on the strength of its dividends, analyst recommendations, institutional ownership, earnings, profitability, valuation and risk.

Earnings and Valuation

This table compares CF Bankshares and its rivals gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
CF Bankshares	$125.92 million	$17.54 million	10.21
CF Bankshares Competitors	$9.95 billion	$2.42 billion	21.05

CF Bankshares’ rivals have higher revenue and earnings than CF Bankshares. CF Bankshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Dividends

CF Bankshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.0%. CF Bankshares pays out 10.4% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. CF Bankshares has increased its dividend for 4 consecutive years.

Analyst Ratings

This is a summary of current ratings for CF Bankshares and its rivals, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CF Bankshares	0	0	2	0	3.00
CF Bankshares Competitors	7497	30257	27867	1491	2.35

CF Bankshares currently has a consensus price target of $40.00, suggesting a potential upside of 13.25%. As a group, “Banks” companies have a potential upside of 14.64%. Given CF Bankshares’ rivals higher probable upside, analysts clearly believe CF Bankshares has less favorable growth aspects than its rivals.

Profitability

This table compares CF Bankshares and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CF Bankshares	18.08%	11.76%	1.04%
CF Bankshares Competitors	15.62%	9.43%	0.93%

Insider & Institutional Ownership

41.1% of CF Bankshares shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 17.7% of CF Bankshares shares are held by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Volatility and Risk

CF Bankshares has a beta of 0.45, meaning that its stock price is 55% less volatile than the S&P 500. Comparatively, CF Bankshares’ rivals have a beta of 0.61, meaning that their average stock price is 39% less volatile than the S&P 500.

Summary

CF Bankshares rivals beat CF Bankshares on 8 of the 15 factors compared.

CF Bankshares Company Profile

CF Bankshares Inc. is a bank holding company for CFBank, a nationally chartered community bank headquartered in Columbus, Ohio. The bank serves customers in Ohio markets through its branch network and digital banking services. CFBank provides commercial, small-business, consumer and mortgage banking. Its offerings include business and real estate loans, deposit accounts, treasury management services, and residential mortgage products. The bank focuses on individuals, professionals, entrepreneurs and businesses, with services designed to support both everyday banking needs and commercial financing.