Riskified (NYSE:RSKD) Announces Quarterly Earnings Results

Riskified (NYSE:RSKD) released its earnings results on Wednesday. The company reported $0.07 EPS for the quarter, topping analysts’ consensus estimates of $0.03 by $0.04, reports. The company had revenue of $115.18 million for the quarter, compared to the consensus estimate of $103.41 million. Riskified had a negative return on equity of 3.93% and a negative net margin of 4.23%.

Here are the key takeaways from Riskified’s conference call:

• Revenue rose 41% year over year to a record $115.2 million, substantially ahead of the roughly 27% growth previously guided, while Adjusted EBITDA increased 47% to $8.1 million. Riskified raised its full-year revenue and Adjusted EBITDA outlook for the third time in 2026.
• Growth was broad-based, with Digital Finance billings up more than 300% year over year, the U.S. up about 69%, and new merchant activity a primary growth driver. The company also reported continued cross-selling, with its multi-product merchant base growing about 55%.
• Gross profit grew 20%, slower than revenue, and gross margin was 43%; management attributed the difference to the larger share of newly onboarded merchants, whose margins typically improve as they ramp. It expects this cohort dynamic to continue into 2027.
• Riskified generated record third-quarter free cash flow of $15.2 million and now expects about $45 million for full-year 2026. It ended the quarter with approximately $235 million in cash, deposits, and investments, no debt, and $78 million remaining under its share repurchase authorization.
• The company highlighted agentic commerce and its Zendesk integration as opportunities for its identity and risk products, including evaluating refund and return requests. Management said actual agent-driven checkout activity remains relatively limited, with current use cases more prevalent in customer-support and policy flows.

Riskified Trading Down 7.9%

Shares of Riskified stock traded down $0.82 on Thursday, reaching $9.55. 1,365,789 shares of the company were exchanged, compared to its average volume of 1,258,861. Riskified has a fifty-two week low of $3.70 and a fifty-two week high of $11.13. The firm has a market capitalization of $1.41 billion, a price-to-earnings ratio of -86.82 and a beta of 1.34. The stock has a fifty day moving average price of $7.84 and a 200-day moving average price of $5.57.

Analyst Ratings Changes

Several analysts recently weighed in on RSKD shares. Weiss Ratings reiterated a “sell (d-)” rating on shares of Riskified in a research report on Friday, August 14th. The Goldman Sachs Group boosted their price target on shares of Riskified from $5.50 to $7.50 and gave the stock a “sell” rating in a research report on Tuesday, October 13th. Truist Financial upped their price target on shares of Riskified from $7.50 to $9.00 and gave the stock a “buy” rating in a research note on Monday, September 28th. DA Davidson boosted their price objective on Riskified from $9.00 to $12.00 and gave the stock a “buy” rating in a research note on Thursday. Finally, Zacks Research raised Riskified from a “strong sell” rating to a “hold” rating in a research note on Tuesday. Two research analysts have rated the stock with a Buy rating, four have issued a Hold rating and two have issued a Sell rating to the stock. According to data from MarketBeat.com, the stock currently has an average rating of “Hold” and an average price target of $8.54.

Insider Buying and Selling

In other Riskified news, CEO Eido Gal sold 150,000 shares of the business’s stock in a transaction dated Friday, September 4th. The stock was sold at an average price of $6.48, for a total transaction of $972,000.00. Following the sale, the chief executive officer owned 5,302,917 shares in the company, valued at approximately $34,362,902.16. The trade was a 2.75% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, Director Erez Shachar sold 289,400 shares of the company’s stock in a transaction dated Thursday, August 27th. The shares were sold at an average price of $6.12, for a total transaction of $1,771,128.00. Following the sale, the director directly owned 1,466,883 shares of the company’s stock, valued at $8,977,323.96. This represents a 16.48% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last quarter, insiders have sold 2,260,119 shares of company stock valued at $14,196,843. 17.40% of the stock is owned by corporate insiders.

Top Riskified Stories

Investors following RSKD have been watching these stories:

• Positive Sentiment: Riskified raised its 2026 revenue guidance to $427 million–$433 million, well above the roughly $406 million consensus estimate. This third outlook increase this year signals continued business momentum. Riskified Q3 2026: Revenue Surges 41%, Guidance Raised a Third Time
• Neutral Sentiment: Zacks Research upgraded the stock from Strong Sell to Hold, a less-negative view but not a bullish recommendation. Zacks Research Ratings
• Negative Sentiment: Investors face a growth-versus-margin trade-off: gross margin declined as newer merchants carried higher chargeback ratios. After the previous session’s roughly 22% surge, this concern and possible profit-taking may be contributing to the recent pullback. Riskified Q3 Earnings Call Highlights Growth and Margin Trade-Off

About Riskified

Riskified Ltd. is a technology company that helps online merchants identify and manage fraud and other risks in e-commerce transactions. Its platform uses machine learning and data analysis to assess purchases and support decisions such as approving or declining orders. The company’s services include fraud screening backed by a chargeback guarantee, as well as tools designed to help merchants address payment disputes, account abuse and other forms of policy misuse. Riskified’s systems are intended to help businesses reduce losses while allowing legitimate customers to complete purchases.