Analyzing Security National Financial (NASDAQ:SNFCA) and Everest Group (NYSE:EG)

Security National Financial (NASDAQ:SNFCA) and Everest Group (NYSE:EG) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, institutional ownership, profitability, earnings, dividends, risk and analyst recommendations.

Profitability

This table compares Security National Financial and Everest Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Security National Financial	10.91%	8.21%	2.24%
Everest Group	11.70%	13.71%	3.33%

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Security National Financial and Everest Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Security National Financial	0	0	1	0	3.00
Everest Group	0	9	5	0	2.36

Everest Group has a consensus target price of $426.27, indicating a potential upside of 0.57%. Given Everest Group’s higher probable upside, analysts clearly believe Everest Group is more favorable than Security National Financial.

Earnings & Valuation

This table compares Security National Financial and Everest Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Security National Financial	$344.59 million	0.72	$32.15 million	$1.32	6.87
Everest Group	$15.79 billion	0.99	$1.59 billion	$47.32	8.96

Everest Group has higher revenue and earnings than Security National Financial. Security National Financial is trading at a lower price-to-earnings ratio than Everest Group, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

45.6% of Security National Financial shares are held by institutional investors. Comparatively, 92.6% of Everest Group shares are held by institutional investors. 15.0% of Security National Financial shares are held by insiders. Comparatively, 0.7% of Everest Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Volatility & Risk

Security National Financial has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, Everest Group has a beta of 0.23, indicating that its share price is 77% less volatile than the S&P 500.

Summary

Everest Group beats Security National Financial on 11 of the 14 factors compared between the two stocks.

About Security National Financial

Security National Financial Corporation (NASDAQ: SNFCA) is a Utah-based financial services holding company that operates through subsidiaries focused on life insurance, mortgage lending, and funeral-related services. Its insurance operations, conducted primarily through Security National Life Insurance Company, offer life insurance products, including traditional and final-expense coverage, as well as annuities and pre-need funeral insurance. These products are designed to help individuals provide financial protection for beneficiaries and plan for future funeral and burial expenses.

About Everest Group

Everest Group, Ltd. (NYSE: EG) is a global insurance and reinsurance company headquartered in Bermuda. It provides property and casualty coverage to businesses, organizations and other insurers, helping clients manage risks ranging from routine exposures to complex and specialty risks. The company offers reinsurance through treaty and facultative arrangements, as well as primary insurance across a range of commercial and specialty lines. Its operations serve clients in the United States and international markets, including Europe, Canada, Latin America and Asia-Pacific.