Reviewing Mvb Financial (MVBF) & Its Rivals

Mvb Financial (NASDAQ:MVBF) is one of 919 public companies in the “Banks” industry, but how does it contrast to its peers? We will compare Mvb Financial to related companies based on the strength of its risk, analyst recommendations, earnings, profitability, valuation, dividends and institutional ownership.

Earnings & Valuation

This table compares Mvb Financial and its peers top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Mvb Financial	$200.74 million	$26.94 million	15.34
Mvb Financial Competitors	$9.96 billion	$2.42 billion	21.32

Mvb Financial’s peers have higher revenue and earnings than Mvb Financial. Mvb Financial is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Volatility and Risk

Mvb Financial has a beta of 0.92, meaning that its share price is 8% less volatile than the S&P 500. Comparatively, Mvb Financial’s peers have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Profitability

This table compares Mvb Financial and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mvb Financial	9.46%	3.95%	0.39%
Mvb Financial Competitors	15.64%	9.43%	0.93%

Analyst Ratings

This is a summary of recent ratings for Mvb Financial and its peers, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mvb Financial	0	3	3	0	2.50
Mvb Financial Competitors	7490	30240	27840	1484	2.35

Mvb Financial presently has a consensus price target of $32.67, suggesting a potential upside of 27.55%. As a group, “Banks” companies have a potential upside of 14.71%. Given Mvb Financial’s stronger consensus rating and higher probable upside, equities research analysts plainly believe Mvb Financial is more favorable than its peers.

Dividends

Mvb Financial pays an annual dividend of $0.68 per share and has a dividend yield of 2.7%. Mvb Financial pays out 40.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. Mvb Financial lags its peers as a dividend stock, given its lower dividend yield and higher payout ratio.

Institutional & Insider Ownership

52.7% of Mvb Financial shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 9.9% of Mvb Financial shares are held by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Mvb Financial peers beat Mvb Financial on 9 of the 15 factors compared.

About Mvb Financial

MVB Financial Corp. is a financial holding company headquartered in Fairmont, West Virginia. Its principal subsidiary, MVB Bank, provides banking and financial services to individuals, businesses and organizations through locations and digital channels. MVB Bank offers personal and business deposit accounts, commercial and consumer lending, mortgage banking, treasury management and wealth-management services. The bank also focuses on serving technology-oriented companies, including businesses in the financial technology, payments and gaming industries, with specialized banking and financial solutions.