Financial Survey: Central Plains Bancshares (NASDAQ:CPBI) & Mizuho Financial Group (NYSE:MFG)

Mizuho Financial Group (NYSE:MFG) and Central Plains Bancshares (NASDAQ:CPBI) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, dividends, analyst recommendations, valuation, profitability, risk and institutional ownership.

Earnings & Valuation

This table compares Mizuho Financial Group and Central Plains Bancshares”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mizuho Financial Group	$60.35 billion	2.00	$7.64 billion	$0.82	12.10
Central Plains Bancshares	$30.33 million	2.82	$4.00 million	$1.18	17.38

Mizuho Financial Group has higher revenue and earnings than Central Plains Bancshares. Mizuho Financial Group is trading at a lower price-to-earnings ratio than Central Plains Bancshares, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

3.3% of Mizuho Financial Group shares are held by institutional investors. Comparatively, 24.3% of Central Plains Bancshares shares are held by institutional investors. 0.0% of Mizuho Financial Group shares are held by company insiders. Comparatively, 8.6% of Central Plains Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Risk and Volatility

Mizuho Financial Group has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500. Comparatively, Central Plains Bancshares has a beta of 0.21, suggesting that its share price is 79% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Mizuho Financial Group and Central Plains Bancshares, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mizuho Financial Group	0	0	1	0	3.00
Central Plains Bancshares	0	1	0	0	2.00

Profitability

This table compares Mizuho Financial Group and Central Plains Bancshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mizuho Financial Group	17.15%	12.82%	0.49%
Central Plains Bancshares	14.33%	5.14%	0.83%

Summary

Mizuho Financial Group beats Central Plains Bancshares on 7 of the 13 factors compared between the two stocks.

About Mizuho Financial Group

Mizuho Financial Group is a Japan-based financial services holding company headquartered in Tokyo. Its businesses serve individuals, companies, financial institutions and public-sector organizations through banking, trust banking, securities and other financial services. The group offers services that include deposits, lending, payments, foreign exchange, securities underwriting and trading, investment banking, trust services and asset management. Its main operating companies include Mizuho Bank, Mizuho Trust & Banking and Mizuho Securities.

About Central Plains Bancshares

Central Plains Bancshares, Inc. is a bank holding company headquartered in Grand Island, Nebraska. Through its subsidiary, Home Federal Savings and Loan Association of Grand Island, the company provides banking and financial services to individuals, families, farmers, and businesses. Its principal products and services include deposit accounts, residential and commercial real estate lending, construction and land development loans, agricultural loans, consumer lending, and other business financing.