Zacks Research Predicts Bread Financial Q1 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH) – Equities researchers at Zacks Research upped their Q1 2027 earnings per share (EPS) estimates for shares of Bread Financial in a research report issued to clients and investors on Thursday, November 5th. Zacks Research analyst Team now forecasts that the company will post earnings of $2.96 per share for the quarter, up from their previous forecast of $2.42. Zacks Research has a “Hold” rating on the stock. The consensus estimate for Bread Financial’s current full-year earnings is $12.66 per share. Zacks Research also issued estimates for Bread Financial’s Q1 2028 earnings at $3.01 EPS.

Bread Financial (NYSE:BFH) last released its earnings results on Thursday, October 22nd. The company reported $3.84 earnings per share (EPS) for the quarter, topping the consensus estimate of $3.34 by $0.50. Bread Financial had a return on equity of 17.24% and a net margin of 11.19%. The company had revenue of $1.02 billion for the quarter, compared to analyst estimates of $1.01 billion. During the same period in the prior year, the firm posted $4.02 EPS. Bread Financial’s quarterly revenue was up 4.7% on a year-over-year basis.

A number of other equities research analysts also recently issued reports on BFH. UBS Group reduced their price objective on shares of Bread Financial from $127.00 to $120.00 and set a “buy” rating on the stock in a research note on Monday, November 2nd. Barclays dropped their target price on shares of Bread Financial from $110.00 to $107.00 and set an “equal weight” rating for the company in a research report on Friday, October 23rd. Morgan Stanley set a $107.00 price target on shares of Bread Financial in a report on Friday, July 24th. Seaport Research Partners set a $123.00 price target on shares of Bread Financial in a research report on Friday, October 23rd. Finally, Citigroup reissued a “market perform” rating on shares of Bread Financial in a research note on Monday, October 26th. Eight research analysts have rated the stock with a Buy rating, eight have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. According to data from MarketBeat, Bread Financial has a consensus rating of “Hold” and an average price target of $111.71.

Bread Financial Stock Down 2.9%

BFH stock opened at $98.83 on Monday. The company has a market cap of $3.75 billion, a PE ratio of 7.69, a price-to-earnings-growth ratio of 0.80 and a beta of 1.26. The business has a 50-day simple moving average of $103.43 and a 200 day simple moving average of $92.60. Bread Financial has a 52 week low of $59.26 and a 52 week high of $114.53. The company has a quick ratio of 1.16, a current ratio of 1.16 and a debt-to-equity ratio of 0.24.

Bread Financial Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Tuesday, December 15th. Investors of record on Monday, November 30th will be paid a $0.25 dividend. This represents a $1.00 annualized dividend and a yield of 1.0%. This is a boost from Bread Financial’s previous quarterly dividend of $0.23. The ex-dividend date of this dividend is Monday, November 30th. Bread Financial’s payout ratio is 7.26%.

Insider Transactions at Bread Financial

In other Bread Financial news, Director John Fawcett bought 5,000 shares of the firm’s stock in a transaction on Wednesday, October 28th. The shares were purchased at an average price of $24.70 per share, for a total transaction of $123,500.00. Following the completion of the transaction, the director directly owned 5,000 shares in the company, valued at approximately $123,500. The trade was a ∞ increase in their position. The transaction was disclosed in a document filed with the SEC, which is available through this link. 1.30% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On Bread Financial

Hedge funds and other institutional investors have recently made changes to their positions in the stock. Bessemer Group Inc. lifted its stake in shares of Bread Financial by 3.6% in the 3rd quarter. Bessemer Group Inc. now owns 104,315 shares of the company’s stock valued at $10,196,000 after acquiring an additional 3,637 shares during the last quarter. Royce & Associates LP boosted its holdings in shares of Bread Financial by 0.5% during the 3rd quarter. Royce & Associates LP now owns 42,032 shares of the company’s stock valued at $4,109,000 after acquiring an additional 220 shares in the last quarter. Russell Investments Group Ltd. grew its position in Bread Financial by 24.1% during the 3rd quarter. Russell Investments Group Ltd. now owns 152,059 shares of the company’s stock worth $14,864,000 after acquiring an additional 29,509 shares during the last quarter. Fifth Third Bancorp grew its position in Bread Financial by 11.4% during the 3rd quarter. Fifth Third Bancorp now owns 16,643 shares of the company’s stock worth $1,627,000 after acquiring an additional 1,700 shares during the last quarter. Finally, Maryland State Retirement & Pension System increased its holdings in Bread Financial by 45.3% in the 3rd quarter. Maryland State Retirement & Pension System now owns 8,575 shares of the company’s stock worth $838,000 after purchasing an additional 2,674 shares in the last quarter. 99.52% of the stock is owned by institutional investors.

Bread Financial Company Profile

Bread Financial is a consumer financial services company that works with retailers and other businesses to offer payment and lending products. Its services include private-label and co-branded credit cards, installment payment options and other financing solutions designed for purchases with participating merchants.

The company also offers deposit products through Bread Savings, including online savings accounts and certificates of deposit. Its products serve consumers primarily in the United States.

Bread Financial was previously known as Alliance Data Systems and adopted its current name in 2022.