Visa Inc. $V Stock: Ethic Inc. Boosts Stake

Ethic Inc. raised its stake in shares of Visa Inc. (NYSE:V) by 4.5% in the third quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 215,091 shares of the credit-card processor’s stock after buying an additional 9,259 shares during the quarter. Visa comprises approximately 0.9% of Ethic Inc.’s holdings, making the stock its 15th largest position. Ethic Inc.’s holdings in Visa were worth $77,289,000 as of its most recent SEC filing.

Other institutional investors and hedge funds have also recently modified their holdings of the company. John Boyer Inc. bought a new position in shares of Visa during the third quarter worth $27,000. Philadelphia Investment Partners LLC purchased a new position in Visa during the second quarter valued at $29,000. Virtus Advisers LLC purchased a new position in Visa during the second quarter valued at $33,000. Portfolio Resources Advisor Group Inc. bought a new stake in Visa in the 3rd quarter valued at $35,000. Finally, DecisionPoint Financial LLC increased its holdings in Visa by 307.7% in the 3rd quarter. DecisionPoint Financial LLC now owns 106 shares of the credit-card processor’s stock valued at $38,000 after acquiring an additional 80 shares during the last quarter. Institutional investors own 82.15% of the company’s stock.

Insiders Place Their Bets

In other news, General Counsel Julie B. Rottenberg sold 2,028 shares of the company’s stock in a transaction dated Monday, August 31st. The shares were sold at an average price of $381.35, for a total transaction of $773,377.80. Following the sale, the general counsel directly owned 18,404 shares in the company, valued at approximately $7,018,365.40. This represents a 9.93% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Ryan Mcinerney sold 5,875 shares of the stock in a transaction dated Friday, August 21st. The shares were sold at an average price of $367.87, for a total transaction of $2,161,236.25. Following the completion of the transaction, the chief executive officer directly owned 15,174 shares of the company’s stock, valued at approximately $5,582,059.38. The trade was a 27.91% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 27,395 shares of company stock valued at $10,406,050 over the last three months. Corporate insiders own 0.12% of the company’s stock.

Visa Trading Up 0.0%

V stock opened at $422.76 on Friday. The firm has a fifty day moving average price of $385.86 and a 200 day moving average price of $344.69. Visa Inc. has a fifty-two week low of $293.89 and a fifty-two week high of $442.23. The company has a debt-to-equity ratio of 0.54, a quick ratio of 0.99 and a current ratio of 0.97. The firm has a market cap of $754.39 billion, a PE ratio of 34.29, a price-to-earnings-growth ratio of 1.80 and a beta of 0.80.

Visa (NYSE:V) last announced its quarterly earnings results on Tuesday, October 27th. The credit-card processor reported $3.48 earnings per share for the quarter, topping the consensus estimate of $3.44 by $0.04. The company had revenue of $12.14 billion for the quarter, compared to analysts’ expectations of $12.09 billion. Visa had a net margin of 51.20% and a return on equity of 70.50%. Visa’s quarterly revenue was up 13.2% on a year-over-year basis. During the same quarter in the previous year, the business posted $2.98 earnings per share. Sell-side analysts anticipate that Visa Inc. will post 15.02 earnings per share for the current fiscal year.

Visa Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Tuesday, December 1st. Shareholders of record on Tuesday, November 10th will be paid a $0.78 dividend. This represents a $3.12 dividend on an annualized basis and a dividend yield of 0.7%. The ex-dividend date of this dividend is Tuesday, November 10th. This is an increase from Visa’s previous quarterly dividend of $0.67. Visa’s dividend payout ratio is 25.30%.

Key Stories Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa reported record fourth-quarter and full-year results, with adjusted earnings up 17% year over year, and raised its dividend by 16%. Truist also raised its price target to $470 and maintained a Buy rating, signaling analyst confidence in further upside. Visa earnings and dividend report Truist price target report
• Positive Sentiment: Visa is building six technology hubs in Singapore focused on AI, cybersecurity, and next-generation payments. The investment could strengthen its capabilities and support future commerce growth. Singapore technology hubs
• Neutral Sentiment: Visa launched an AI-shopping benchmark, highlighting potential opportunities in agentic commerce while noting that many test runs failed—evidence the technology is still developing. AI shopping benchmark announcement
• Negative Sentiment: Analysts have flagged rising client incentives and Visa’s premium valuation as risks that could constrain the case for buying the stock despite strong results. Zacks analysis of incentives and valuation
• Negative Sentiment: Gnosis Pay, a crypto-card provider that uses Visa, disclosed exposure of customers’ payment and personal data. The report says customer funds were safe; the incident was at Gnosis Pay’s legacy system, not Visa’s own platform, though it may raise broader questions about payment security. Gnosis Pay breach report

Analysts Set New Price Targets

Several analysts have commented on V shares. Daiwa Securities Group boosted their price target on shares of Visa from $375.00 to $422.00 and gave the stock an “outperform” rating in a research note on Thursday, August 6th. BMO Capital Markets set a $438.00 price objective on shares of Visa and gave the company an “outperform” rating in a report on Wednesday, October 28th. Loop Capital raised their price objective on Visa from $387.00 to $404.00 and gave the company a “buy” rating in a research report on Wednesday, July 29th. Rothschild & Co Redburn raised their price objective on Visa from $430.00 to $444.00 and gave the company a “buy” rating in a research report on Thursday, July 30th. Finally, President Capital lifted their target price on Visa from $411.00 to $474.00 and gave the stock a “buy” rating in a report on Monday, August 17th. Two equities research analysts have rated the stock with a Strong Buy rating and thirty-five have assigned a Buy rating to the stock. Based on data from MarketBeat, the company has an average rating of “Buy” and an average target price of $440.82.

About Visa

Visa Inc operates a global payments network that connects consumers, merchants, financial institutions and governments. Its network supports the authorization, clearing and settlement of electronic payments, including transactions made in person and online.

The company’s services include payment processing, fraud prevention, identity and risk management, and money-transfer solutions such as Visa Direct. Visa-branded credit, debit and prepaid cards are issued by participating financial institutions; Visa generally provides the network and related services rather than issuing cards or extending credit directly to consumers.

Visa traces its roots to BankAmericard, a bank card program launched in California in 1958.