Capital Bancorp (CBNK) vs. The Competition Head to Head Analysis

Capital Bancorp (NASDAQ:CBNK) is one of 919 public companies in the “Banks” industry, but how does it compare to its competitors? We will compare Capital Bancorp to similar businesses based on the strength of its institutional ownership, profitability, valuation, risk, earnings, dividends and analyst recommendations.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for Capital Bancorp and its competitors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capital Bancorp	0	6	1	0	2.14
Capital Bancorp Competitors	7470	30200	27770	1466	2.35

Capital Bancorp currently has a consensus price target of $41.00, suggesting a potential downside of 3.76%. As a group, “Banks” companies have a potential upside of 16.54%. Given Capital Bancorp’s competitors stronger consensus rating and higher probable upside, analysts plainly believe Capital Bancorp has less favorable growth aspects than its competitors.

Dividends

Capital Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 1.3%. Capital Bancorp pays out 16.9% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.2% and pay out 28.9% of their earnings in the form of a dividend. Capital Bancorp has raised its dividend for 3 consecutive years.

Earnings & Valuation

This table compares Capital Bancorp and its competitors gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Capital Bancorp	$310.06 million	$57.17 million	12.87
Capital Bancorp Competitors	$54.78 billion	$2.42 billion	20.08

Capital Bancorp’s competitors have higher revenue and earnings than Capital Bancorp. Capital Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares Capital Bancorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Capital Bancorp	16.29%	13.63%	1.49%
Capital Bancorp Competitors	15.64%	9.43%	0.93%

Risk and Volatility

Capital Bancorp has a beta of 0.5, meaning that its share price is 50% less volatile than the S&P 500. Comparatively, Capital Bancorp’s competitors have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Institutional and Insider Ownership

56.1% of Capital Bancorp shares are owned by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are owned by institutional investors. 33.5% of Capital Bancorp shares are owned by insiders. Comparatively, 9.8% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

Capital Bancorp competitors beat Capital Bancorp on 9 of the 15 factors compared.

Capital Bancorp Company Profile

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.