Central Plains Bancshares (CPBI) & Its Peers Head-To-Head Review

Central Plains Bancshares (NASDAQ:CPBI) is one of 920 publicly-traded companies in the “Banks” industry, but how does it compare to its competitors? We will compare Central Plains Bancshares to related businesses based on the strength of its risk, dividends, valuation, profitability, earnings, analyst recommendations and institutional ownership.

Analyst Recommendations

This is a summary of recent ratings and target prices for Central Plains Bancshares and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Central Plains Bancshares	0	1	0	0	2.00
Central Plains Bancshares Competitors	7458	30171	27726	1451	2.35

As a group, “Banks” companies have a potential upside of 15.76%. Given Central Plains Bancshares’ competitors stronger consensus rating and higher possible upside, analysts clearly believe Central Plains Bancshares has less favorable growth aspects than its competitors.

Earnings and Valuation

This table compares Central Plains Bancshares and its competitors gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Central Plains Bancshares	$30.33 million	$4.00 million	17.54
Central Plains Bancshares Competitors	$13.77 billion	$2.41 billion	16.82

Central Plains Bancshares’ competitors have higher revenue and earnings than Central Plains Bancshares. Central Plains Bancshares is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares Central Plains Bancshares and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Central Plains Bancshares	14.33%	5.14%	0.83%
Central Plains Bancshares Competitors	15.72%	9.53%	0.93%

Institutional & Insider Ownership

24.3% of Central Plains Bancshares shares are owned by institutional investors. Comparatively, 47.7% of shares of all “Banks” companies are owned by institutional investors. 8.6% of Central Plains Bancshares shares are owned by company insiders. Comparatively, 9.8% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Risk & Volatility

Central Plains Bancshares has a beta of 0.22, suggesting that its share price is 78% less volatile than the S&P 500. Comparatively, Central Plains Bancshares’ competitors have a beta of 0.61, suggesting that their average share price is 39% less volatile than the S&P 500.

Summary

Central Plains Bancshares competitors beat Central Plains Bancshares on 12 of the 13 factors compared.

About Central Plains Bancshares

Central Plains Bancshares, Inc. focuses on providing various banking products and services to retail customers, and small and medium-sized commercial customers in Nebraska, the United States. It offers checking accounts, savings accounts, and certificate of deposit accounts. The company also provides one- to four-family residential mortgage loans secured by properties, as well as commercial real estate loans, commercial and industrial loans, multi-family residential real estate loans, construction and land development loans, agricultural real estate and non-real estate loans, and consumer loans. In addition, it offers electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. The company was incorporated in 2023 and is based in Grand Island, Nebraska.