Lendingclub (NASDAQ:HAPN) Announces Q4 2026 Earnings Guidance

Lendingclub (NASDAQ:HAPN) updated its fourth quarter 2026 earnings guidance on Friday. The company provided earnings per share guidance of 0.430-0.480 for the period, compared to the consensus estimate of 0.460. Lendingclub also updated its FY 2026 guidance to 1.870-1.920 EPS.

Analyst Ratings Changes

A number of analysts recently weighed in on the stock. Piper Sandler lowered their target price on shares of Lendingclub from $25.00 to $20.00 and set an “overweight” rating on the stock in a research note on Thursday. Citizens Jmp upped their price objective on Lendingclub from $23.00 to $25.00 and gave the stock a “market outperform” rating in a report on Tuesday, July 28th. BTIG Research reiterated a “buy” rating and set a $25.00 price target on shares of Lendingclub in a research report on Tuesday, July 28th. Finally, Weiss Ratings reissued a “hold (c+)” rating on shares of Lendingclub in a research note on Tuesday, September 22nd. Three equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company. According to data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and an average target price of $23.33.

Lendingclub Price Performance

HAPN opened at $15.53 on Friday. The firm has a market cap of $1.79 billion, a P/E ratio of 8.96 and a beta of 1.88. The firm has a 50-day moving average price of $15.90. Lendingclub has a 1 year low of $13.05 and a 1 year high of $21.67.

Lendingclub (NASDAQ:HAPN) last announced its earnings results on Wednesday, October 28th. The company reported $0.50 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.47 by $0.03. Lendingclub had a return on equity of 13.76% and a net margin of 20.16%. The business had revenue of $279.09 million for the quarter. Lendingclub’s revenue was down 1.1% on a year-over-year basis. Research analysts expect that Lendingclub will post 1.89 EPS for the current year.

Insider Activity

In other news, General Counsel Jordan Cheng sold 2,800 shares of the firm’s stock in a transaction dated Thursday, October 29th. The stock was sold at an average price of $16.00, for a total value of $44,800.00. Following the completion of the transaction, the general counsel owned 103,613 shares in the company, valued at $1,657,808. This trade represents a 2.63% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Scott Sanborn sold 28,750 shares of Lendingclub stock in a transaction dated Wednesday, August 26th. The shares were sold at an average price of $18.25, for a total value of $524,687.50. Following the completion of the sale, the chief executive officer directly owned 1,462,774 shares in the company, valued at approximately $26,695,625.50. This represents a 1.93% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Insiders sold 140,600 shares of company stock worth $2,663,156 in the last quarter. Corporate insiders own 3.31% of the company’s stock.

More Lendingclub News

Here are the key news stories impacting Lendingclub this week:

• Positive Sentiment: Lendingclub raised its fiscal 2026 EPS guidance to $1.87-$1.92, above the $1.85 analyst consensus. The stronger outlook may support the stock by signaling confidence in future profitability.
• Positive Sentiment: Wall Street’s average price target implies approximately 40.3% upside from recent trading levels. The article also notes that positive earnings-estimate revisions could provide additional support, although price-target accuracy is uncertain. Wall Street Analysts See a 40.27% Upside in Happen (HAPN)
• Positive Sentiment: Piper Sandler maintained an “overweight” rating and set a $20 price target, which still represents substantial upside from recent levels, despite lowering its previous $25 target. Piper Sandler stock recommendations
• Neutral Sentiment: Fourth-quarter 2026 EPS guidance of $0.43-$0.48 brackets the $0.46 consensus estimate. This indicates results could be close to expectations, but does not provide a clear near-term earnings catalyst.
• Neutral Sentiment: Lendingclub’s latest quarterly results exceeded expectations, with EPS of $0.50 versus the $0.47 consensus. However, revenue declined 1.1% year over year to $279.09 million, limiting the strength of the earnings signal. HAPN Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
• Negative Sentiment: General Counsel Jordan Cheng sold 2,800 shares for $44,800 under a pre-arranged Rule 10b5-1 plan. Because the sale was planned and represents only a 2.63% reduction in his holdings, it is a limited negative signal, but it may still weigh modestly on sentiment. SEC Form 4 insider transaction

About Lendingclub

LendingClub Corporation is a U.S.-based financial technology company that operates a digital banking and lending platform. The company connects consumers seeking credit with funding sources and provides personal loans, debt-consolidation loans, auto-refinancing loans and other consumer credit products through its online platform.

Following its acquisition of Radius Bancorp in 2020, LendingClub also operates as a bank holding company through LendingClub Bank, National Association. Its banking operations support consumer and commercial lending, as well as deposit products designed to provide funding for loans and other banking activities.

Founded in 2006, LendingClub primarily serves customers in the United States.