Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Stock Has Consensus Price Target of $12.29 According to Brokerages

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) has been assigned a consensus recommendation of “Reduce” from the eight research firms that are covering the stock, Marketbeat Ratings reports. Four equities research analysts have rated the stock with a sell recommendation, three have issued a hold recommendation and one has issued a buy recommendation on the company. The average twelve-month target price among brokers that have issued a report on the stock in the last year is $12.29.

A number of brokerages recently weighed in on QFIN. Bank of America reaffirmed a “neutral” rating on shares of Qfin in a research note on Thursday, September 10th. Jefferies Financial Group reiterated a “buy” rating and issued a $15.40 price objective on shares of Qfin in a research report on Wednesday, August 26th. JPMorgan Chase & Co. downgraded shares of Qfin from a “neutral” rating to an “underweight” rating and dropped their target price for the stock from $13.50 to $9.00 in a research report on Wednesday, August 26th. Citigroup downgraded shares of Qfin from a “buy” rating to a “sell” rating and set a $8.00 price target for the company. in a research report on Wednesday, August 26th. Finally, Zacks Research lowered shares of Qfin from a “hold” rating to a “strong sell” rating in a research note on Friday, August 28th.

Key Qfin News

Here are the key news stories impacting Qfin this week:

• Negative Sentiment: Several firms, including SBS, Bleichmar Fonti & Auld, Robbins, Pomerantz, and others, are soliciting investors to participate in or lead a class action covering purchases made from March 18 through August 25, 2026. The volume of announcements increases reputational and potential litigation risk for QFIN. SBS Qfin securities lawsuit announcement
• Negative Sentiment: The lawsuits allege that Qfin misrepresented the scope and severity of adverse PRC regulatory developments and their impact on its business and financial results. One notice says ADS holders suffered an 18.91% single-session loss after the alleged disclosures, intensifying investor concerns about regulatory exposure and management credibility. SueWallSt Qfin shareholder notice
• Negative Sentiment: Investors face lead-plaintiff deadlines of November 27 or November 30, depending on the case notice. The class action filed in the Eastern District of New York names Qfin and certain officers under federal securities laws, creating possible legal costs, damages, and management distraction. Pomerantz Qfin class action filing

Qfin Stock Performance

NASDAQ:QFIN opened at $5.26 on Friday. The company has a debt-to-equity ratio of 0.03, a current ratio of 2.17 and a quick ratio of 2.17. Qfin has a 1 year low of $5.23 and a 1 year high of $27.58. The stock’s 50 day simple moving average is $7.91 and its two-hundred day simple moving average is $11.80. The company has a market cap of $640.40 million, a price-to-earnings ratio of 1.26 and a beta of 0.55.

Qfin (NASDAQ:QFIN) last announced its earnings results on Friday, August 14th. The company reported $0.55 earnings per share for the quarter. Qfin had a net margin of 22.23% and a return on equity of 15.23%. The business had revenue of $524.96 million for the quarter. As a group, equities analysts anticipate that Qfin will post 2.43 earnings per share for the current fiscal year.

Qfin Cuts Dividend

The firm also recently announced a dividend, which was paid on Thursday, October 1st. Stockholders of record on Wednesday, September 9th were issued a $0.46 dividend. The ex-dividend date was Wednesday, September 9th. This represents a dividend yield of 1,070.0%. This is a negative change from Qfin’s previous dividend of $0.78. Qfin’s dividend payout ratio is currently 21.63%.

Insider Activity at Qfin

In other Qfin news, Director Andrew Yan sold 330,000 shares of the firm’s stock in a transaction dated Thursday, September 24th. The stock was sold at an average price of $7.52, for a total transaction of $2,481,600.00. Following the transaction, the director directly owned 326,700 shares in the company, valued at $2,456,784. This trade represents a 50.25% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. In the last quarter, insiders have sold 657,550 shares of company stock worth $4,889,121. Corporate insiders own 17.10% of the company’s stock.

Institutional Investors Weigh In On Qfin

A number of institutional investors have recently bought and sold shares of QFIN. FountainVest China Capital Partners GP3 Ltd. bought a new stake in Qfin in the second quarter valued at $95,483,341. Bank of America Corp DE grew its position in shares of Qfin by 48.5% during the 1st quarter. Bank of America Corp DE now owns 1,987,457 shares of the company’s stock worth $25,658,000 after buying an additional 649,492 shares during the period. Wellington Management Group LLP raised its stake in Qfin by 128.0% during the 2nd quarter. Wellington Management Group LLP now owns 1,034,463 shares of the company’s stock worth $16,355,000 after buying an additional 580,772 shares during the period. Arrowstreet Capital Limited Partnership bought a new stake in Qfin in the 1st quarter valued at $5,612,000. Finally, Renaissance Technologies LLC acquired a new position in Qfin during the 1st quarter worth approximately $5,032,000. Institutional investors and hedge funds own 74.81% of the company’s stock.

Qfin Company Profile

Qifu Technology, Inc (NASDAQ: QFIN), formerly known as 360 DigiTech, Inc, is a China-based financial technology company. It operates a technology platform that connects individual borrowers with financial institution partners and supports the origination, underwriting, servicing and management of consumer credit products.

The company uses data analytics, artificial intelligence and other digital tools to assess credit risk and improve lending efficiency. Its platform supports products and services designed to provide personal loans and other consumer financing options, primarily through online and mobile channels.