Enova International (NYSE:ENVA) Given New $220.00 Price Target at Citizens Jmp

Enova International (NYSE:ENVA) had its price target increased by stock analysts at Citizens Jmp from $215.00 to $220.00 in a report released on Friday, Benzinga reports. The firm currently has a “market outperform” rating on the credit services provider’s stock. Citizens Jmp‘s target price indicates a potential upside of 24.99% from the company’s current price.

A number of other equities research analysts have also recently weighed in on the company. Citigroup reaffirmed a “market outperform” rating on shares of Enova International in a research note on Friday. Jefferies Financial Group lowered their target price on Enova International from $300.00 to $275.00 and set a “buy” rating for the company in a report on Wednesday, October 7th. Stephens raised their target price on Enova International from $215.00 to $225.00 and gave the company an “overweight” rating in a report on Friday. Wall Street Zen downgraded Enova International from a “strong-buy” rating to a “buy” rating in a research report on Saturday, August 22nd. Finally, TD Cowen cut their price target on shares of Enova International from $257.00 to $220.00 and set a “buy” rating on the stock in a research note on Tuesday, September 15th. Eight research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company. Based on data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $235.00.

Enova International Stock Performance

Shares of ENVA stock opened at $176.02 on Friday. The firm’s 50 day moving average price is $202.49 and its 200-day moving average price is $199.36. The company has a debt-to-equity ratio of 3.35, a quick ratio of 18.42 and a current ratio of 18.42. Enova International has a one year low of $111.93 and a one year high of $267.45. The firm has a market cap of $4.38 billion, a P/E ratio of 13.05 and a beta of 1.28.

Enova International (NYSE:ENVA) last posted its quarterly earnings data on Thursday, October 22nd. The credit services provider reported $4.48 earnings per share for the quarter, topping analysts’ consensus estimates of $4.42 by $0.06. Enova International had a net margin of 10.31% and a return on equity of 26.66%. The firm had revenue of $1.01 billion during the quarter, compared to analysts’ expectations of $1 billion. During the same quarter last year, the company posted $3.36 EPS. The firm’s quarterly revenue was up 25.7% on a year-over-year basis. As a group, equities research analysts predict that Enova International will post 16.33 EPS for the current year.

Insider Activity at Enova International

In other news, Chairman David Fisher sold 20,750 shares of the business’s stock in a transaction dated Thursday, September 17th. The stock was sold at an average price of $178.24, for a total transaction of $3,698,480.00. Following the completion of the transaction, the chairman directly owned 306,444 shares of the company’s stock, valued at approximately $54,620,578.56. The trade was a 6.34% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which can be accessed through the SEC website. Insiders sold 39,319 shares of company stock worth $8,185,473 over the last three months. Insiders own 8.40% of the company’s stock.

Institutional Inflows and Outflows

Institutional investors have recently added to or reduced their stakes in the company. Gemmer Asset Management LLC purchased a new stake in shares of Enova International in the 3rd quarter valued at approximately $1,078,000. Assenagon Asset Management S.A. raised its holdings in shares of Enova International by 133.4% in the 3rd quarter. Assenagon Asset Management S.A. now owns 72,385 shares of the credit services provider’s stock valued at $12,096,000 after purchasing an additional 41,378 shares in the last quarter. J.Safra Asset Management Corp purchased a new stake in shares of Enova International during the 2nd quarter worth $1,464,000. California State Teachers Retirement System lifted its position in shares of Enova International by 26.7% during the 1st quarter. California State Teachers Retirement System now owns 29,411 shares of the credit services provider’s stock worth $3,995,000 after purchasing an additional 6,205 shares during the last quarter. Finally, CX Institutional lifted its position in shares of Enova International by 157.5% during the 3rd quarter. CX Institutional now owns 36,153 shares of the credit services provider’s stock worth $6,042,000 after purchasing an additional 22,113 shares during the last quarter. Hedge funds and other institutional investors own 89.43% of the company’s stock.

Enova International News Summary

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Enova delivered record quarterly revenue above $1 billion, up 25.7% year over year, while originations increased 31%. Adjusted EPS rose 33% to $4.48, exceeding analysts’ estimates near $4.42–$4.46. Enova Reports Third Quarter 2026 Results
• Positive Sentiment: Management highlighted broad portfolio growth and a record loan book, indicating continued demand for Enova’s online lending products. Revenue growth, higher originations and improved earnings support the company’s near-term operating momentum. Enova Tops $1 Billion Quarterly Revenue as Online Lending Surges
• Neutral Sentiment: The quarterly report showed diluted EPS of $4.06 and adjusted EPS of $4.48, with return on equity of 26.66% and a 10.31% net margin. Investors will likely focus on future credit performance and loan growth as the lending platform expands. Enova International Q3 Adjusted Earnings, Revenue Rise
• Negative Sentiment: Enova’s planned Grasshopper Bank transaction was terminated, removing a potential strategic benefit from the company’s plans and likely raising questions about its future funding and banking strategy. This setback may be overshadowing the earnings beat. Blue Tower on Enova International’s Grasshopper Bank Deal Termination

Enova International Company Profile

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. Its offerings include consumer installment loans and lines of credit, as well as small-business financing products designed to provide access to working capital. The company serves customers who may have limited access to traditional bank credit and uses data-driven underwriting and technology-enabled platforms in its lending operations.

Enova markets its products through brands including CashNetUSA and NetCredit, which provide consumer financial services, and OnDeck, which focuses on lending to small businesses.