Nykredit A S Invests $10.59 Million in Fair Isaac Corporation $FICO

Nykredit A S bought a new position in shares of Fair Isaac Corporation (NYSE:FICO) in the 2nd quarter, according to the company in its most recent disclosure with the SEC. The fund bought 8,860 shares of the technology company’s stock, valued at approximately $10,586,000.

Other institutional investors and hedge funds have also bought and sold shares of the company. Bayban acquired a new stake in Fair Isaac during the fourth quarter worth approximately $25,000. Western Wealth Management LLC acquired a new position in shares of Fair Isaac in the first quarter valued at approximately $29,000. Keating Financial Advisory Services Inc. acquired a new position in shares of Fair Isaac in the second quarter valued at approximately $30,000. Elyxium Wealth LLC bought a new position in shares of Fair Isaac during the fourth quarter worth approximately $42,000. Finally, Rakuten Securities Inc. increased its stake in shares of Fair Isaac by 100.0% during the second quarter. Rakuten Securities Inc. now owns 24 shares of the technology company’s stock worth $44,000 after purchasing an additional 12 shares during the period. Institutional investors and hedge funds own 85.75% of the company’s stock.

More Fair Isaac News

Here are the key news stories impacting Fair Isaac this week:

• Neutral Sentiment: Fair Isaac’s recent quarterly results showed strong underlying performance: earnings exceeded estimates, revenue increased 25.7% year over year, and scores revenue grew 41%. However, the results also highlighted the importance of mortgage-related scoring revenue, making the company more sensitive to increased competition in that market.
• Negative Sentiment: The Federal Housing Finance Agency ordered Fannie Mae and Freddie Mac to allow all lenders to use VantageScore 4.0 for mortgage underwriting. The move expands access to a competing scoring model and challenges FICO’s long-standing position as the primary model used in agency-backed mortgages. Pulte orders Fannie and Freddie to let all lenders use VantageScore
• Negative Sentiment: Investors fear broader VantageScore adoption could reduce FICO’s mortgage-score volumes, pricing power, and profit margins by giving lenders greater choice. The market is reassessing the durability of FICO’s competitive moat and elevated pricing in a business that has been a major growth driver. Mortgage credit-score competition threatens FICO’s core franchise
• Negative Sentiment: FHFA Director Bill Pulte criticized the credit-scoring industry and ordered the policy change, raising concern that additional regulatory pressure could limit FICO’s pricing leverage. The directive was widely cited as the immediate catalyst for the selloff in FICO and credit-bureau stocks. FHFA chief Pulte criticizes the industry

Fair Isaac Price Performance

Shares of NYSE FICO opened at $931.63 on Friday. The company has a 50 day simple moving average of $1,169.37 and a 200 day simple moving average of $1,165.80. Fair Isaac Corporation has a 1 year low of $870.01 and a 1 year high of $1,998.01. The firm has a market cap of $20.12 billion, a PE ratio of 26.91, a price-to-earnings-growth ratio of 0.84 and a beta of 1.32.

Fair Isaac (NYSE:FICO) last posted its earnings results on Wednesday, July 29th. The technology company reported $12.18 earnings per share for the quarter, topping analysts’ consensus estimates of $11.76 by $0.42. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The firm had revenue of $674.19 million for the quarter, compared to analyst estimates of $679.17 million. During the same period in the previous year, the firm posted $8.57 EPS. The company’s revenue for the quarter was up 25.7% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. As a group, research analysts anticipate that Fair Isaac Corporation will post 37.37 earnings per share for the current fiscal year.

Analyst Ratings Changes

A number of equities research analysts have recently weighed in on FICO shares. Jefferies Financial Group set a $1,675.00 target price on Fair Isaac in a report on Monday, August 3rd. Bank of America lowered their price target on shares of Fair Isaac from $1,550.00 to $1,400.00 and set a “buy” rating on the stock in a research report on Tuesday, May 19th. Barclays dropped their price objective on shares of Fair Isaac from $1,950.00 to $1,700.00 and set an “overweight” rating for the company in a research note on Monday, August 10th. UBS Group cut their price objective on shares of Fair Isaac from $1,200.00 to $1,130.00 and set a “neutral” rating for the company in a report on Wednesday, August 12th. Finally, Wall Street Zen cut shares of Fair Isaac from a “buy” rating to a “hold” rating in a report on Sunday, June 28th. Eleven investment analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $1,553.69.

Insider Activity at Fair Isaac

In related news, Director Eva Manolis sold 967 shares of the business’s stock in a transaction on Wednesday, July 29th. The shares were sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the sale, the director owned 498 shares of the company’s stock, valued at $697,200. The trade was a 66.01% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Company insiders own 3.02% of the company’s stock.

Fair Isaac Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.