Critical Review: Bâloise (BLHEY) and Its Competitors

Institutional & Insider Ownership

55.8% of shares of all “Insurance” companies are owned by institutional investors. 13.8% of shares of all “Insurance” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Dividends

Bâloise pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. Bâloise pays out 24.6% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 3.0% and pay out 29.8% of their earnings in the form of a dividend.

Earnings and Valuation

This table compares Bâloise and its rivals revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Bâloise	N/A	N/A	20.70
Bâloise Competitors	$15.56 billion	$1.69 billion	33.66

Bâloise’s rivals have higher revenue and earnings than Bâloise. Bâloise is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares Bâloise and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bâloise	N/A	N/A	N/A
Bâloise Competitors	9.76%	10.79%	3.97%

Summary

Bâloise rivals beat Bâloise on 8 of the 9 factors compared.

Bâloise Company Profile

Bâloise Holding AG, together with its subsidiaries, primarily engages in the insurance and banking businesses in Switzerland, Germany, Belgium, Luxembourg. It operates through Non-Life, Life, Asset Management & Banking, and Other Activities segments. The company offers various non-life insurance products, including accident, health, general liability, motor, fire and other property, marine, credit protection, and legal expenses insurance. It provides life insurance products, which include endowment policies, such as conventional and unit-linked life insurance; group life insurance products; term insurance; annuities; and policy riders. In addition, the company engages in the banking activities in Switzerland; and offers asset management services. Further, it has interests in equity investment companies, real-estate firms, and financing companies. It sells its products and services to individuals, small and medium sized enterprises, and industrial clients. Bâloise Holding AG was founded in 1863 and is headquartered in Basel, Switzerland.