Fair Isaac (NYSE:FICO) Issues FY 2026 Earnings Guidance

Fair Isaac (NYSE:FICO) issued an update on its FY 2026 earnings guidance on Wednesday. The company provided earnings per share guidance of 42.430-42.430 for the period, compared to the consensus earnings per share estimate of 42.060. The company issued revenue guidance of $2.5 billion-$2.5 billion, compared to the consensus revenue estimate of $2.5 billion.

Fair Isaac Trading Up 2.9%

Shares of FICO stock traded up $38.10 on Wednesday, hitting $1,374.32. 422,611 shares of the stock were exchanged, compared to its average volume of 338,056. The firm’s 50 day moving average is $1,217.73 and its two-hundred day moving average is $1,239.24. Fair Isaac has a one year low of $870.01 and a one year high of $1,998.01. The firm has a market capitalization of $31.87 billion, a PE ratio of 43.53, a P/E/G ratio of 1.14 and a beta of 1.29.

Fair Isaac (NYSE:FICO) last announced its quarterly earnings data on Tuesday, April 28th. The technology company reported $12.50 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $11.03 by $1.47. The business had revenue of $691.68 million for the quarter, compared to analysts’ expectations of $630.21 million. Fair Isaac had a negative return on equity of 41.04% and a net margin of 33.67%.The firm’s quarterly revenue was up 38.7% compared to the same quarter last year. During the same period in the previous year, the business posted $7.81 EPS. On average, sell-side analysts expect that Fair Isaac will post 38 earnings per share for the current year.

Analyst Ratings Changes

A number of research firms have recently commented on FICO. Wall Street Zen lowered Fair Isaac from a “buy” rating to a “hold” rating in a report on Sunday, June 28th. Mizuho started coverage on shares of Fair Isaac in a report on Thursday, April 16th. They issued an “outperform” rating and a $1,416.00 price target on the stock. Bank of America lowered their price target on Fair Isaac from $1,550.00 to $1,400.00 and set a “buy” rating on the stock in a report on Tuesday, May 19th. Jefferies Financial Group dropped their price target on Fair Isaac from $1,800.00 to $1,700.00 and set a “buy” rating for the company in a research report on Monday, May 4th. Finally, Needham & Company LLC reissued a “buy” rating and set a $1,650.00 price objective on shares of Fair Isaac in a report on Tuesday, June 9th. Ten analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company. Based on data from MarketBeat, Fair Isaac currently has a consensus rating of “Moderate Buy” and a consensus price target of $1,627.93.

Hedge Funds Weigh In On Fair Isaac

A number of hedge funds and other institutional investors have recently modified their holdings of the company. Morgan Stanley raised its holdings in shares of Fair Isaac by 2.3% during the 4th quarter. Morgan Stanley now owns 499,836 shares of the technology company’s stock valued at $845,037,000 after buying an additional 11,363 shares in the last quarter. Primecap Management Co. CA boosted its stake in Fair Isaac by 34.7% in the fourth quarter. Primecap Management Co. CA now owns 243,374 shares of the technology company’s stock worth $411,453,000 after buying an additional 62,724 shares in the last quarter. Alliancebernstein L.P. grew its position in Fair Isaac by 16.1% during the second quarter. Alliancebernstein L.P. now owns 211,947 shares of the technology company’s stock valued at $387,431,000 after acquiring an additional 29,408 shares during the last quarter. Charles Schwab Investment Management Inc. raised its stake in shares of Fair Isaac by 1.3% during the fourth quarter. Charles Schwab Investment Management Inc. now owns 179,373 shares of the technology company’s stock worth $303,252,000 after acquiring an additional 2,275 shares in the last quarter. Finally, Royal Bank of Canada lifted its holdings in shares of Fair Isaac by 32.4% in the 4th quarter. Royal Bank of Canada now owns 123,361 shares of the technology company’s stock worth $208,558,000 after acquiring an additional 30,163 shares during the last quarter. 85.75% of the stock is currently owned by hedge funds and other institutional investors.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.