Zacks Research Downgrades BankUnited (NYSE:BKU) to Hold

BankUnited (NYSE:BKU) was downgraded by stock analysts at Zacks Research from a “strong-buy” rating to a “hold” rating in a research note issued to investors on Tuesday,Zacks.com reports. Zacks Research also issued estimates for BankUnited’s Q1 2027 earnings at $1.12 EPS, Q2 2027 earnings at $1.12 EPS, Q3 2027 earnings at $1.17 EPS, Q4 2027 earnings at $1.28 EPS, FY2027 earnings at $4.68 EPS, Q1 2028 earnings at $1.33 EPS and Q2 2028 earnings at $1.36 EPS.

Several other brokerages have also issued reports on BKU. Citigroup lowered BankUnited from a “neutral” rating to a “sell” rating and cut their target price for the stock from $50.00 to $45.00 in a research note on Tuesday, June 30th. Raymond James Financial reissued an “outperform” rating on shares of BankUnited in a research note on Wednesday, April 22nd. Weiss Ratings raised shares of BankUnited from a “buy (b-)” rating to a “buy (b)” rating in a research note on Friday, May 29th. Keefe, Bruyette & Woods reduced their target price on shares of BankUnited from $55.00 to $50.00 and set a “market perform” rating on the stock in a report on Thursday, April 23rd. Finally, Jefferies Financial Group reiterated a “buy” rating on shares of BankUnited in a research report on Wednesday. Seven equities research analysts have rated the stock with a Buy rating, five have assigned a Hold rating and two have given a Sell rating to the company’s stock. According to data from MarketBeat, BankUnited presently has a consensus rating of “Hold” and a consensus price target of $52.73.

BankUnited Price Performance

BKU opened at $45.99 on Tuesday. The stock has a 50-day moving average price of $47.63 and a 200-day moving average price of $47.03. BankUnited has a 12-month low of $34.79 and a 12-month high of $52.11. The company has a current ratio of 0.82, a quick ratio of 0.82 and a debt-to-equity ratio of 0.58. The stock has a market capitalization of $3.34 billion, a P/E ratio of 12.81 and a beta of 1.17.

BankUnited (NYSE:BKU) last announced its quarterly earnings data on Wednesday, July 22nd. The financial services provider reported $0.97 EPS for the quarter, missing the consensus estimate of $1.00 by ($0.03). The firm had revenue of $284.57 million for the quarter, compared to the consensus estimate of $290.33 million. BankUnited had a net margin of 14.46% and a return on equity of 9.11%. BankUnited’s revenue for the quarter was up 3.9% compared to the same quarter last year. During the same quarter last year, the company posted $0.91 earnings per share. Equities analysts predict that BankUnited will post 4.16 earnings per share for the current fiscal year.

Insider Buying and Selling

In other news, insider Jay D. Richards sold 4,000 shares of the stock in a transaction that occurred on Monday, June 15th. The stock was sold at an average price of $48.67, for a total transaction of $194,680.00. Following the completion of the sale, the insider owned 40,502 shares of the company’s stock, valued at approximately $1,971,232.34. This represents a 8.99% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, Director John N. Digiacomo sold 1,000 shares of the firm’s stock in a transaction that occurred on Monday, June 1st. The stock was sold at an average price of $45.97, for a total transaction of $45,970.00. Following the completion of the transaction, the director owned 15,027 shares in the company, valued at $690,791.19. This represents a 6.24% decrease in their position. The disclosure for this sale is available in the SEC filing. 1.00% of the stock is owned by insiders.

Institutional Investors Weigh In On BankUnited

Hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Tudor Investment Corp ET AL purchased a new position in shares of BankUnited during the third quarter valued at about $7,599,000. Artemis Investment Management LLP purchased a new stake in BankUnited in the fourth quarter worth about $73,655,000. Horizon Investments LLC purchased a new stake in BankUnited in the fourth quarter worth about $1,858,000. BW Gestao de Investimentos Ltda. purchased a new stake in BankUnited in the fourth quarter worth about $7,800,000. Finally, Burney Co. bought a new stake in BankUnited during the 1st quarter valued at approximately $1,026,000. 99.70% of the stock is currently owned by institutional investors.

Key Stories Impacting BankUnited

Here are the key news stories impacting BankUnited this week:

• Negative Sentiment: BankUnited reported Q2 diluted EPS of $0.97, missing Wall Street estimates, while revenue also came in below expectations. The miss appears to be the main reason shares are falling. BankUnited, Inc. Reports 2Q 2026 Net Income of $71 million, $0.97 Diluted EPS
• Negative Sentiment: Loan growth was muted, with average total loans essentially flat year over year and sequentially, raising concerns about top-line momentum even as the bank improved deposit mix and net interest margin. BankUnited, Inc. (BKU) Q2 2026 Earnings Call Transcript
• Neutral Sentiment: Positives in the quarter included net income of about $71 million, net interest margin improving to 3.06%, and average core deposits rising, which suggest underlying operating trends are stabilizing.
• Neutral Sentiment: Analyst commentary remained mixed: Zacks Research still called BKU a Strong-Buy, but trimmed several future EPS estimates and lowered its FY2027 forecast, reflecting a more cautious earnings outlook.

BankUnited Company Profile

BankUnited, Inc is a bank holding company based in Miami Lakes, Florida, operating through its subsidiary BankUnited, National Association. The company provides a broad range of commercial banking products and services, including deposit accounts, commercial lending and treasury management. It serves middle-market and small-business clients, offering tailored financing solutions across a variety of industry sectors.

The bank’s lending portfolio includes commercial and industrial loans, commercial real estate loans and construction financing, as well as residential mortgage lending.