America’s Car-Mart (NASDAQ:CRMT) Releases Earnings Results, Misses Estimates By $0.34 EPS

America’s Car-Mart (NASDAQ:CRMT) posted its quarterly earnings results on Tuesday. The company reported $0.48 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.82 by ($0.34), FiscalAI reports. The business had revenue of $242.64 million during the quarter, compared to analyst estimates of $410.50 million. America’s Car-Mart had a negative net margin of 6.99% and a negative return on equity of 2.63%.

Here are the key takeaways from America’s Car-Mart’s conference call:

• Fiscal 2026 was a transition year marked by reduced originations, lower inventory, tightened underwriting, and store consolidations as the company worked to strengthen liquidity and its capital structure.
• Fourth-quarter unit sales fell 27.1% to 11,411 and revenue declined 18.2% to $302.8 million, reflecting intentionally constrained originations due to limited financing capacity.
• The company completed 60 store consolidations during the year, cutting active locations from 154 to 94 and saying the remaining stores are more productive on a units-per-store basis.
• Despite the smaller footprint, collections held up well: full-year collections rose 2.2% to $730 million and the collections platform benefited from higher use of remote payment tools and centralized servicing.
• Liquidity remains the key issue; management said additional financing is still needed, disclosed a going concern warning, and noted the ongoing strategic review is being led by a special committee under the June covenant-relief amendment.

America’s Car-Mart Trading Up 41.7%

Shares of America’s Car-Mart stock opened at $4.28 on Wednesday. The stock has a fifty day simple moving average of $6.81 and a 200 day simple moving average of $15.00. America’s Car-Mart has a 12-month low of $1.38 and a 12-month high of $60.67. The company has a market capitalization of $35.53 million, a P/E ratio of -0.38 and a beta of 1.31.

Wall Street Analyst Weigh In

A number of research analysts have weighed in on CRMT shares. Jefferies Financial Group dropped their price objective on shares of America’s Car-Mart from $29.00 to $14.00 and set a “hold” rating on the stock in a research note on Tuesday, March 17th. Weiss Ratings restated a “sell (d-)” rating on shares of America’s Car-Mart in a report on Monday. BTIG Research restated a “neutral” rating on shares of America’s Car-Mart in a report on Monday, June 15th. Finally, Wall Street Zen raised shares of America’s Car-Mart from a “strong sell” rating to a “sell” rating in a research report on Saturday, May 30th. One analyst has rated the stock with a Buy rating, two have given a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat, the stock currently has an average rating of “Hold” and an average target price of $29.50.

Key Headlines Impacting America’s Car-Mart

Here are the key news stories impacting America’s Car-Mart this week:

• Positive Sentiment: Management highlighted cash generation as a bright spot, with operating cash flow rising sharply and cash balances improving, which may have reassured investors despite the loss. Article Title
• Positive Sentiment: News that the company is continuing a strategic review and has already consolidated 60 stores may be encouraging investors to expect additional cost-cutting or restructuring benefits. Article Title
• Neutral Sentiment: The company reported fiscal Q4 revenue of $242.6 million and EPS of $0.48, but both missed expectations, underscoring ongoing operating pressure and making the stock reaction more news-driven than fundamentals-driven. Article Title
• Negative Sentiment: The earnings release showed a wider operating loss and net loss, plus a steep year-over-year revenue decline, which remains a key headwind for the shares. Article Title
• Negative Sentiment: Fresh shareholder litigation outreach from Rosen Law Firm adds legal overhang and may be weighing on sentiment after the earnings miss. Article Title

Insider Buying and Selling

In other America’s Car-Mart news, major shareholder Adam K. Peterson sold 8,000 shares of the firm’s stock in a transaction on Monday, April 27th. The stock was sold at an average price of $12.59, for a total transaction of $100,720.00. Following the transaction, the insider directly owned 1,119,875 shares in the company, valued at approximately $14,099,226.25. This trade represents a 0.71% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Insiders own 18.50% of the company’s stock.

Institutional Trading of America’s Car-Mart

Several institutional investors have recently made changes to their positions in CRMT. North Reef Capital Management LP grew its holdings in shares of America’s Car-Mart by 19.5% in the third quarter. North Reef Capital Management LP now owns 270,190 shares of the company’s stock valued at $7,892,000 after acquiring an additional 44,145 shares in the last quarter. Rockefeller Capital Management L.P. bought a new stake in America’s Car-Mart during the fourth quarter worth $520,000. Deutsche Bank AG boosted its position in America’s Car-Mart by 12.1% in the fourth quarter. Deutsche Bank AG now owns 4,450 shares of the company’s stock worth $112,000 after purchasing an additional 482 shares during the last quarter. Aquatic Capital Management LLC boosted its position in America’s Car-Mart by 48.2% in the third quarter. Aquatic Capital Management LLC now owns 3,699 shares of the company’s stock worth $108,000 after purchasing an additional 1,203 shares during the last quarter. Finally, Quantbot Technologies LP bought a new position in America’s Car-Mart in the 3rd quarter valued at $137,000. Institutional investors own 89.10% of the company’s stock.

America’s Car-Mart Company Profile

America’s Car-Mart, Inc operates as a retailer and financer of used automobiles, specializing in serving customers with limited credit histories through an in-house “buy-here, pay-here” financing model. The company’s dealerships offer a selection of late-model, pre-owned vehicles across a range of makes and models, supported by on-site service centers and extended warranty products. In addition to vehicle sales, America’s Car-Mart generates revenue from finance charges, insurance products and ancillary services such as GAP coverage and credit life and disability insurance.

Founded in 1981 in Forrest City, Arkansas, America’s Car-Mart has grown from a single dealership into a publicly traded company listed on the Nasdaq under the ticker CRMT.