RTB Digital, Inc. Common Stock (NASDAQ:RTB) vs. Paysign (NASDAQ:PAYS) Head-To-Head Contrast

RTB Digital, Inc. Common Stock (NASDAQ:RTB) and Paysign (NASDAQ:PAYS) are both small-cap business services companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, analyst recommendations, earnings, institutional ownership, profitability, valuation and risk.

Risk & Volatility

RTB Digital, Inc. Common Stock has a beta of 2.6, meaning that its share price is 160% more volatile than the S&P 500. Comparatively, Paysign has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500.

Valuation & Earnings

This table compares RTB Digital, Inc. Common Stock and Paysign”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
RTB Digital, Inc. Common Stock	$11.13 million	1.70	-$17.53 million	($26.23)	-0.56
Paysign	$82.03 million	5.84	$7.55 million	$0.17	50.39

Paysign has higher revenue and earnings than RTB Digital, Inc. Common Stock. RTB Digital, Inc. Common Stock is trading at a lower price-to-earnings ratio than Paysign, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

17.4% of RTB Digital, Inc. Common Stock shares are owned by institutional investors. Comparatively, 25.9% of Paysign shares are owned by institutional investors. 12.4% of RTB Digital, Inc. Common Stock shares are owned by company insiders. Comparatively, 24.5% of Paysign shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Profitability

This table compares RTB Digital, Inc. Common Stock and Paysign’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
RTB Digital, Inc. Common Stock	-165.69%	N/A	-100.25%
Paysign	11.38%	21.74%	4.19%

Analyst Ratings

This is a breakdown of current ratings and recommmendations for RTB Digital, Inc. Common Stock and Paysign, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
RTB Digital, Inc. Common Stock	1	1	0	0	1.50
Paysign	0	0	3	0	3.00

Paysign has a consensus price target of $10.00, suggesting a potential upside of 16.74%. Given Paysign’s stronger consensus rating and higher probable upside, analysts plainly believe Paysign is more favorable than RTB Digital, Inc. Common Stock.

Summary

Paysign beats RTB Digital, Inc. Common Stock on 13 of the 14 factors compared between the two stocks.

About RTB Digital, Inc. Common Stock

Ryvyl Inc., a technology company, engages in the development, marketing, and sale of blockchain-based payment solutions in North America, Europe, and Asia. The company's blockchain-based systems facilitate, record, and store a volume of tokenized assets representing cash or data on a blockchain-based ledger. Its products include QuickCard Payment System, a physical and virtual payment card processing management system, including software that facilitates on and off ramp e-wallet management; Coyni, a digital token platform, which offers custodial assurance by utilizing its stable coin and blockchain technology in a closed-loop ecosystem; and ChargeSavvy, an end-to-end POS solution comprising software and hardware for the restaurant and hospitality industry. It serves customers in various industries, including foreign exchange, retail, and e-commerce sectors. The company was formerly known as GreenBox POS and changed its name to Ryvyl Inc. in October 2022. Ryvyl Inc. is based in San Diego, California.

About Paysign

Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. Its product offerings include solutions for corporate rewards, prepaid gift cards, general purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card. The company markets its prepaid card solutions under the Paysign brand. Its primary market focus is on companies and municipalities that require a streamlined payment solution for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. The company was formerly known as 3PEA International, Inc. and changed its name to Paysign, Inc. in April 2019. Paysign, Inc. was incorporated in 1995 and is headquartered in Henderson, Nevada.