UniCredit (OTCMKTS:UNCFF) vs. Grupo Supervielle (NYSE:SUPV) Critical Contrast

UniCredit (OTCMKTS:UNCFF) and Grupo Supervielle (NYSE:SUPV) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, valuation, analyst recommendations, profitability, dividends, institutional ownership and risk.

Valuation & Earnings

This table compares UniCredit and Grupo Supervielle”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
UniCredit	$41.32 billion	3.45	$12.35 billion	N/A	N/A
Grupo Supervielle	$1,147.15 billion	0.00	-$38.87 million	($0.59)	-19.26

UniCredit has higher earnings, but lower revenue than Grupo Supervielle.

Risk and Volatility

UniCredit has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, Grupo Supervielle has a beta of 1.57, indicating that its share price is 57% more volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings for UniCredit and Grupo Supervielle, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
UniCredit	0	0	0	0	0.00
Grupo Supervielle	1	4	2	0	2.14

Grupo Supervielle has a consensus price target of $13.00, indicating a potential upside of 14.38%. Given Grupo Supervielle’s stronger consensus rating and higher probable upside, analysts plainly believe Grupo Supervielle is more favorable than UniCredit.

Profitability

This table compares UniCredit and Grupo Supervielle’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
UniCredit	27.51%	16.29%	1.30%
Grupo Supervielle	-3.46%	-4.40%	-0.60%

About UniCredit

UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. It offers retail, private, and wealth management solutions; and institutional investor solutions. The company also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and finance solutions, as well as securities services. In addition, it offers transactional and risk management, and strategic advisory and funding services; group trade and correspondent banking services; and payments and cash management solutions. The company serves SME, corporate, multinational corporate, financial institution, and public sector clients, as well as retail, private banking, wealth management, and family office clients. The company was founded in 1870 and is headquartered in Milan, Italy.

About Grupo Supervielle

Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. The company operates through Personal & Business Banking, Corporate Banking, Bank Treasury, Consumer Finance, Insurance, and Asset Management and Other Services segments. It offers savings accounts, time and demand deposits, and checking accounts; various loan products, including personal, consumer, mortgage, unsecured, and car loans; overdrafts; loans with special facilities for project and working capital financing; and leasing, bank guarantees for tenants, salary advances, domestic and international factoring, international guarantees and letters of credit, payroll payment plans, credit and debit cards, and senior citizens benefit payment services, as well as financial services and investments, such as mutual funds and guarantees. The company also provides foreign trade and cash management; advisory services; treasury services; insurance products comprising life, home, personal accidents, technology, ATMs, protected bag, and protected content; and asset management and other services, as well as operates as a digital online broker. It operates through a network of bank branches, ATMs, and self-service terminals, as well as ATMs with biometric identification. The company was formerly known as Inversiones y Participaciones S.A. and changed its name to Grupo Supervielle S.A. in November 2008. Grupo Supervielle S.A. was founded in 1887 and is based in Buenos Aires, Argentina.