BILL Holdings, Inc. $BILL Shares Sold by WoodTrust Financial Corp

WoodTrust Financial Corp cut its holdings in BILL Holdings, Inc. (NYSE:BILL) by 40.2% during the third quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 25,700 shares of the company’s stock after selling 17,255 shares during the period. WoodTrust Financial Corp’s holdings in BILL were worth $1,361,000 as of its most recent SEC filing.

Other institutional investors and hedge funds have also made changes to their positions in the company. UMB Bank n.a. increased its holdings in shares of BILL by 283.3% in the 2nd quarter. UMB Bank n.a. now owns 1,215 shares of the company’s stock valued at $56,000 after acquiring an additional 898 shares during the last quarter. Blue Trust Inc. increased its stake in BILL by 102.7% in the second quarter. Blue Trust Inc. now owns 1,261 shares of the company’s stock valued at $58,000 after purchasing an additional 639 shares during the last quarter. FNY Investment Advisers LLC raised its holdings in BILL by 133.7% during the second quarter. FNY Investment Advisers LLC now owns 1,402 shares of the company’s stock worth $64,000 after purchasing an additional 802 shares in the last quarter. EMC Capital Management raised its holdings in BILL by 48.1% during the second quarter. EMC Capital Management now owns 2,000 shares of the company’s stock worth $93,000 after purchasing an additional 650 shares in the last quarter. Finally, Asset Management One Co. Ltd. lifted its position in shares of BILL by 22.1% during the 2nd quarter. Asset Management One Co. Ltd. now owns 2,690 shares of the company’s stock worth $124,000 after buying an additional 487 shares during the last quarter. 97.99% of the stock is owned by institutional investors and hedge funds.

BILL Stock Down 3.4%

BILL opened at $46.61 on Friday. BILL Holdings, Inc. has a 52 week low of $36.55 and a 52 week high of $100.19. The business has a 50 day moving average price of $52.24 and a two-hundred day moving average price of $49.23. The company has a quick ratio of 1.67, a current ratio of 1.67 and a debt-to-equity ratio of 0.47. The company has a market cap of $4.67 billion, a PE ratio of -172.62, a P/E/G ratio of 6.81 and a beta of 1.32.

BILL (NYSE:BILL) last released its earnings results on Thursday, November 6th. The company reported $0.61 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.51 by $0.10. BILL had a return on equity of 1.39% and a net margin of 0.79%.The business had revenue of $395.74 million for the quarter, compared to analyst estimates of $390.91 million. During the same quarter in the previous year, the company posted $0.63 earnings per share. The company’s revenue for the quarter was up 10.4% compared to the same quarter last year. BILL has set its FY 2026 guidance at 2.110-2.250 EPS and its Q2 2026 guidance at 0.540-0.570 EPS. As a group, research analysts anticipate that BILL Holdings, Inc. will post 0.12 EPS for the current year.

Analyst Upgrades and Downgrades

A number of research analysts recently commented on the stock. Keefe, Bruyette & Woods increased their target price on shares of BILL from $52.00 to $60.00 and gave the company a “market perform” rating in a research report on Friday, January 2nd. Needham & Company LLC reaffirmed a “buy” rating and set a $75.00 price objective on shares of BILL in a report on Monday, November 24th. BMO Capital Markets reduced their target price on BILL from $56.00 to $54.00 and set a “market perform” rating for the company in a report on Friday, November 7th. BTIG Research restated a “buy” rating and set a $60.00 price target on shares of BILL in a research note on Friday, December 12th. Finally, UBS Group cut their price target on BILL from $65.00 to $60.00 and set a “buy” rating on the stock in a research report on Friday, November 7th. Two research analysts have rated the stock with a Strong Buy rating, eleven have issued a Buy rating, ten have assigned a Hold rating and two have assigned a Sell rating to the stock. According to MarketBeat.com, BILL presently has an average rating of “Moderate Buy” and an average price target of $59.43.

Insider Buying and Selling

In other news, SVP Germaine Cota sold 1,104 shares of the firm’s stock in a transaction on Tuesday, December 2nd. The shares were sold at an average price of $51.23, for a total value of $56,557.92. Following the completion of the sale, the senior vice president owned 10,812 shares in the company, valued at approximately $553,898.76. This trade represents a 9.26% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Insiders own 13.20% of the company’s stock.

BILL News Summary

Here are the key news stories impacting BILL this week:

• Positive Sentiment: Company fundamentals: BILL reported a quarterly beat (EPS and revenue topped estimates) and issued FY2026 guidance (FY EPS range 2.110–2.250; Q2 guidance 0.540–0.570). Those results and forward targets are supportive for longer‑term earnings expectations.
• Neutral Sentiment: Congress funds science agencies — general fiscal and policy news that is unlikely to directly affect BILL’s business but can influence broader market sentiment. Article Title
• Neutral Sentiment: Other U.S. legislative items (litigation funding bill stalling; various unrelated state bills) are part of the noisy policy backdrop but have limited direct impact on BILL’s core AP/AR and SMB software business. Reuters coverage of stalled litigation funding legislation. Article Title
• Negative Sentiment: Crypto regulation uncertainty: U.S. Senate committee delays key crypto legislation after opposition from Coinbase’s CEO, prolonging regulatory uncertainty in the fintech sector. Market uncertainty around crypto/fintech regulation can depress investor appetite for fintech names, including BILL. Article Title
• Negative Sentiment: Payments policy risk: A proposed federal cap on “predatory” credit card late fees (Sen. Fetterman) could pressure parts of the payments ecosystem and change merchant/payment dynamics. While BILL is primarily a B2B payments and bill-pay platform (not a card issuer), changes that affect card economics or merchant/service cash flow could weigh on fintech multiples and investor sentiment. Article Title

About BILL

BILL Holdings, Inc provides financial automation software for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services.