Head to Head Analysis: BEO Bancorp (BEOB) & The Competition

Earnings and Valuation

This table compares BEO Bancorp and its rivals top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
BEO Bancorp	$57.76 million	$16.49 million	8.31
BEO Bancorp Competitors	$929.75 million	$164.43 million	11.44

BEO Bancorp’s rivals have higher revenue and earnings than BEO Bancorp. BEO Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Dividends

BEO Bancorp pays an annual dividend of $2.00 per share and has a dividend yield of 1.8%. BEO Bancorp pays out 15.2% of its earnings in the form of a dividend. As a group, “BANKS – WEST” companies pay a dividend yield of 1.7% and pay out 29.6% of their earnings in the form of a dividend. BEO Bancorp is clearly a better dividend stock than its rivals, given its higher yield and lower payout ratio.

Institutional and Insider Ownership

59.7% of shares of all “BANKS – WEST” companies are owned by institutional investors. 10.3% of shares of all “BANKS – WEST” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares BEO Bancorp and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BEO Bancorp	N/A	N/A	N/A
BEO Bancorp Competitors	18.91%	10.37%	1.08%

Risk & Volatility

BEO Bancorp has a beta of 0.25, suggesting that its stock price is 75% less volatile than the S&P 500. Comparatively, BEO Bancorp’s rivals have a beta of -2.37, suggesting that their average stock price is 337% less volatile than the S&P 500.

Summary

BEO Bancorp rivals beat BEO Bancorp on 8 of the 11 factors compared.

About BEO Bancorp

BEO Bancorp operates as the bank holding company for Bank of Eastern Oregon that provides commercial and consumer financing, banking and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. The company offers checking, money market, time deposits, and savings accounts; and certificates of deposit. It also provides commercial, agricultural, real estate, installment, credit card, mortgage, term, home, construction, farm, and refinancing loans; lines of credit; home enhancement loan programs; Internet banking and bill payment services; business sweep and banking services; and automated teller machines and safe deposit facilities, as well as originates and sells mortgage loans into the secondary market. The company was founded in 1945 and is based in Heppner, Oregon.