RWC Asset Management LLP Grows Holdings in Synchrony Financial $SYF

RWC Asset Management LLP increased its stake in shares of Synchrony Financial (NYSE:SYF) by 30.4% in the third quarter, according to its most recent 13F filing with the SEC. The firm owned 99,702 shares of the financial services provider’s stock after purchasing an additional 23,242 shares during the period. RWC Asset Management LLP’s holdings in Synchrony Financial were worth $7,084,000 at the end of the most recent reporting period.

Other large investors also recently added to or reduced their stakes in the company. Investors Towarzystwo Funduszy Inwestycyjnych Spolka Akcyjna acquired a new stake in shares of Synchrony Financial in the second quarter valued at $26,000. Salomon & Ludwin LLC grew its position in Synchrony Financial by 54.9% in the 3rd quarter. Salomon & Ludwin LLC now owns 412 shares of the financial services provider’s stock valued at $29,000 after acquiring an additional 146 shares in the last quarter. True Wealth Design LLC grew its position in Synchrony Financial by 5,787.5% in the 2nd quarter. True Wealth Design LLC now owns 471 shares of the financial services provider’s stock valued at $31,000 after acquiring an additional 463 shares in the last quarter. Geneos Wealth Management Inc. increased its stake in Synchrony Financial by 337.0% during the first quarter. Geneos Wealth Management Inc. now owns 590 shares of the financial services provider’s stock worth $31,000 after purchasing an additional 455 shares during the period. Finally, Twin Peaks Wealth Advisors LLC acquired a new stake in shares of Synchrony Financial during the second quarter worth about $39,000. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Synchrony Financial News Roundup

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony expanded CareCredit financing to 40,000+ health and wellness providers via an exclusive Clover app integration — a distribution/loan origination tailwind that could support revenue diversification and merchant relationships. PR: CareCredit Clover Integration
• Positive Sentiment: JPMorgan raised its SYF price target from $75 to $86 (maintaining a Neutral rating), signaling analyst recognition of upside vs. current levels and providing support for the share price. Benzinga: JPMorgan PT Raise
• Neutral Sentiment: Recent analyst coverage pieces (13‑analyst roundup) and a Zacks momentum score note keep SYF on investors’ radars but don’t alter the near‑term regulatory risk picture. These pieces may influence sentiment but not change fundamentals immediately. Benzinga: 13 Analysts Assess SYF
• Neutral Sentiment: Notes on strong three‑year returns (about +178%) and momentum rankings highlight the stock’s recent performance track record, useful for longer‑term positioning but secondary to today’s policy shock. Yahoo: 3‑Year Returns
• Negative Sentiment: President Trump proposed capping credit‑card interest rates at 10% for a year starting Jan 20 — a policy that would materially compress margins on subprime and private‑label cards, triggering broad selling in card issuers including SYF. MSN: Trump Aims to Cap Interest Rates
• Negative Sentiment: Bank and credit‑card stocks slid as markets priced in the policy risk; commentary highlights Synchrony as among the lenders most exposed to APR caps because of its private‑label/store‑card mix. Proactive: Credit Lenders Slide on Cap Proposal
• Negative Sentiment: Market write‑ups explain the selloff in SYF (shares described as plunging) and place the company in the “extinction zone” for lenders that rely on high APR revenue — signaling potential for further downside until policy clarity arrives. Yahoo: Why SYF Shares Are Plunging

Insider Activity at Synchrony Financial

In other news, insider Curtis Howse sold 12,086 shares of the business’s stock in a transaction dated Monday, November 3rd. The stock was sold at an average price of $74.02, for a total value of $894,605.72. Following the completion of the sale, the insider directly owned 108,271 shares of the company’s stock, valued at approximately $8,014,219.42. The trade was a 10.04% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, insider Jonathan S. Mothner sold 32,000 shares of the company’s stock in a transaction dated Monday, November 17th. The shares were sold at an average price of $72.80, for a total value of $2,329,600.00. Following the completion of the sale, the insider directly owned 127,100 shares of the company’s stock, valued at approximately $9,252,880. This trade represents a 20.11% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders sold 55,075 shares of company stock valued at $4,036,892 in the last ninety days. 0.33% of the stock is currently owned by insiders.

Analyst Ratings Changes

A number of research analysts recently weighed in on SYF shares. UBS Group lifted their price objective on shares of Synchrony Financial from $78.00 to $79.00 and gave the company a “neutral” rating in a report on Tuesday, October 7th. JMP Securities boosted their price target on shares of Synchrony Financial from $77.00 to $88.00 and gave the stock a “market outperform” rating in a research note on Thursday, September 25th. Morgan Stanley upped their price objective on Synchrony Financial from $72.00 to $82.00 and gave the stock an “equal weight” rating in a research report on Monday, September 29th. JPMorgan Chase & Co. lifted their target price on Synchrony Financial from $75.00 to $86.00 and gave the company a “neutral” rating in a report on Monday. Finally, Barclays upped their price target on Synchrony Financial from $86.00 to $101.00 and gave the stock an “overweight” rating in a report on Tuesday, January 6th. One investment analyst has rated the stock with a Strong Buy rating, twelve have assigned a Buy rating and eleven have assigned a Hold rating to the company. According to data from MarketBeat.com, the company currently has an average rating of “Moderate Buy” and an average price target of $86.47.

Synchrony Financial Price Performance

Shares of NYSE SYF opened at $79.60 on Tuesday. The stock’s 50-day simple moving average is $80.07 and its 200-day simple moving average is $75.03. The firm has a market capitalization of $28.67 billion, a PE ratio of 8.69, a price-to-earnings-growth ratio of 0.60 and a beta of 1.43. Synchrony Financial has a fifty-two week low of $40.54 and a fifty-two week high of $88.77. The company has a debt-to-equity ratio of 0.91, a quick ratio of 1.24 and a current ratio of 1.24.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings results on Wednesday, October 15th. The financial services provider reported $2.86 EPS for the quarter, beating the consensus estimate of $2.22 by $0.64. The company had revenue of $3.82 billion for the quarter, compared to analyst estimates of $3.79 billion. Synchrony Financial had a net margin of 15.84% and a return on equity of 22.96%. The firm’s revenue was up .2% on a year-over-year basis. During the same period in the prior year, the firm posted $1.94 earnings per share. As a group, equities research analysts forecast that Synchrony Financial will post 7.67 EPS for the current fiscal year.

Synchrony Financial declared that its Board of Directors has approved a share repurchase plan on Wednesday, October 15th that allows the company to repurchase $1.00 billion in outstanding shares. This repurchase authorization allows the financial services provider to purchase up to 3.7% of its shares through open market purchases. Shares repurchase plans are often a sign that the company’s board of directors believes its stock is undervalued.

Synchrony Financial Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Monday, November 17th. Investors of record on Wednesday, November 5th were paid a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a yield of 1.5%. The ex-dividend date was Wednesday, November 5th. Synchrony Financial’s dividend payout ratio (DPR) is currently 13.10%.

Synchrony Financial Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.