Triple P (OTCMKTS:TPPPF) versus ACI Worldwide (NASDAQ:ACIW) Critical Survey

Triple P (OTCMKTS:TPPPF) and ACI Worldwide (NASDAQ:ACIW) are both computer and technology companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, risk, valuation, analyst recommendations, institutional ownership and dividends.

Volatility & Risk

Triple P has a beta of 1.02, suggesting that its share price is 2% more volatile than the S&P 500. Comparatively, ACI Worldwide has a beta of 1.09, suggesting that its share price is 9% more volatile than the S&P 500.

Earnings and Valuation

This table compares Triple P and ACI Worldwide”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Triple P	N/A	N/A	N/A	N/A	N/A
ACI Worldwide	$1.59 billion	3.14	$203.12 million	$2.48	19.60

ACI Worldwide has higher revenue and earnings than Triple P.

Analyst Ratings

This is a summary of current recommendations for Triple P and ACI Worldwide, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Triple P	0	0	0	0	0.00
ACI Worldwide	0	2	3	0	2.60

ACI Worldwide has a consensus price target of $60.00, suggesting a potential upside of 23.46%. Given ACI Worldwide’s stronger consensus rating and higher possible upside, analysts clearly believe ACI Worldwide is more favorable than Triple P.

Insider & Institutional Ownership

94.7% of ACI Worldwide shares are owned by institutional investors. 39.0% of Triple P shares are owned by company insiders. Comparatively, 1.1% of ACI Worldwide shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares Triple P and ACI Worldwide’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Triple P	N/A	N/A	N/A
ACI Worldwide	15.07%	18.97%	8.75%

Summary

ACI Worldwide beats Triple P on 9 of the 10 factors compared between the two stocks.

About Triple P

Triple P. N.V. provides information and communication technology (ICT) infrastructure solutions. Its services include ICT security, cloud, managed services, managed IP telephony, professional services, business continuity, unified communications, and cloud migration. The company serves care, education, government, and commercial services sectors. Triple P. N.V. was founded in 1989 and is headquartered in Nieuwegein, the Netherlands.

About ACI Worldwide

ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, and fraud prevention; ACI Issuing, a digital payment issuing solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24×7 payment processing, and SWIFT messaging. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.