Critical Contrast: Omni Financial Services (OTCMKTS:OFSI) and John Marshall Bancorp (NASDAQ:JMSB)

John Marshall Bancorp (NASDAQ:JMSB) and Omni Financial Services (OTCMKTS:OFSI) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, earnings, profitability, analyst recommendations, institutional ownership, valuation and dividends.

Profitability

This table compares John Marshall Bancorp and Omni Financial Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
John Marshall Bancorp	17.62%	7.93%	0.88%
Omni Financial Services	N/A	N/A	N/A

Risk and Volatility

John Marshall Bancorp has a beta of 0.68, meaning that its stock price is 32% less volatile than the S&P 500. Comparatively, Omni Financial Services has a beta of 3.21, meaning that its stock price is 221% more volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings and price targets for John Marshall Bancorp and Omni Financial Services, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
John Marshall Bancorp	0	1	1	0	2.50
Omni Financial Services	0	0	0	0	0.00

John Marshall Bancorp presently has a consensus target price of $22.00, suggesting a potential upside of 8.08%. Given John Marshall Bancorp’s stronger consensus rating and higher possible upside, analysts clearly believe John Marshall Bancorp is more favorable than Omni Financial Services.

Institutional and Insider Ownership

39.1% of John Marshall Bancorp shares are owned by institutional investors. 12.1% of John Marshall Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Earnings & Valuation

This table compares John Marshall Bancorp and Omni Financial Services”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
John Marshall Bancorp	$60.64 million	4.76	$17.12 million	$1.41	14.44
Omni Financial Services	N/A	N/A	N/A	N/A	N/A

John Marshall Bancorp has higher revenue and earnings than Omni Financial Services.

Summary

John Marshall Bancorp beats Omni Financial Services on 9 of the 10 factors compared between the two stocks.

About John Marshall Bancorp

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers residential and commercial construction and development loans, commercial term, mortgage, commercial real estate, industrial loans, and other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was founded in 2005 and is headquartered in Reston, Virginia.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.