Hamilton Insurance Group (NYSE:HG) and Equitable (NYSE:EQH) Critical Comparison

Hamilton Insurance Group (NYSE:HG) and Equitable (NYSE:EQH) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, dividends, institutional ownership, earnings and profitability.

Analyst Ratings

This is a summary of current ratings and price targets for Hamilton Insurance Group and Equitable, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hamilton Insurance Group	0	2	7	1	2.90
Equitable	0	2	10	1	2.92

Hamilton Insurance Group currently has a consensus price target of $29.13, indicating a potential upside of 2.32%. Equitable has a consensus price target of $64.33, indicating a potential upside of 31.43%. Given Equitable’s stronger consensus rating and higher probable upside, analysts clearly believe Equitable is more favorable than Hamilton Insurance Group.

Valuation and Earnings

This table compares Hamilton Insurance Group and Equitable”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hamilton Insurance Group	$2.33 billion	1.20	$400.43 million	$4.20	6.78
Equitable	$12.44 billion	1.13	$1.31 billion	($2.76)	-17.73

Equitable has higher revenue and earnings than Hamilton Insurance Group. Equitable is trading at a lower price-to-earnings ratio than Hamilton Insurance Group, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk

Hamilton Insurance Group has a beta of 0.7, suggesting that its stock price is 30% less volatile than the S&P 500. Comparatively, Equitable has a beta of 1.12, suggesting that its stock price is 12% more volatile than the S&P 500.

Institutional and Insider Ownership

29.2% of Hamilton Insurance Group shares are owned by institutional investors. Comparatively, 92.7% of Equitable shares are owned by institutional investors. 17.5% of Hamilton Insurance Group shares are owned by company insiders. Comparatively, 1.1% of Equitable shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Hamilton Insurance Group and Equitable’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hamilton Insurance Group	15.95%	15.07%	4.46%
Equitable	-5.80%	107.71%	0.59%

Summary

Equitable beats Hamilton Insurance Group on 8 of the 14 factors compared between the two stocks.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

About Equitable

Equitable Holdings, Inc., together with its consolidated subsidiaries, operates as a diversified financial services company worldwide. The company operates through six segments: Individual Retirement, Group Retirement, Investment Management and Research, Protection Solutions, Wealth Management, and Legacy. The Individual Retirement segment offers a suite of variable annuity products primarily to affluent and high net worth individuals. The Group Retirement segment provides tax-deferred investment and retirement services or products to plans sponsored by educational entities, municipalities, and not-for-profit entities, as well as small and medium-sized businesses. The Investment Management and Research segment offers diversified investment management, research, and related services to various clients through institutional. The Protection Solutions segment provides life insurance products, such as VUL insurance and IUL insurance, term life, and employee benefits business, such as dental, vision, life, as well as short- and long-term disability insurance products to small and medium-sized businesses. The Wealth Management segment offers discretionary and non-discretionary investment advisory accounts, financial planning and advice, life insurance, and annuity products. The Legacy segment consists of the capital intensive fixed-rate GMxB business that includes ROP death benefits. The company was formerly known as AXA Equitable Holdings, Inc. and changed its name to Equitable Holdings, Inc. in January 2020. Equitable Holdings, Inc. was founded in 1859 and is based in New York, New York.