Roadzen (NASDAQ:RDZN) versus Greenlight Capital Re (NASDAQ:GLRE) Head-To-Head Survey

Greenlight Capital Re (NASDAQ:GLRE) and Roadzen (NASDAQ:RDZN) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, risk, institutional ownership, profitability, earnings, dividends and valuation.

Insider and Institutional Ownership

41.5% of Greenlight Capital Re shares are held by institutional investors. Comparatively, 24.7% of Roadzen shares are held by institutional investors. 23.6% of Greenlight Capital Re shares are held by company insiders. Comparatively, 26.8% of Roadzen shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Greenlight Capital Re and Roadzen’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Greenlight Capital Re	-0.28%	-0.28%	-0.09%
Roadzen	-18.25%	N/A	-25.39%

Analyst Ratings

This is a breakdown of recent ratings and target prices for Greenlight Capital Re and Roadzen, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Greenlight Capital Re	0	1	0	0	2.00
Roadzen	1	0	0	0	1.00

Risk and Volatility

Greenlight Capital Re has a beta of 0.53, suggesting that its stock price is 47% less volatile than the S&P 500. Comparatively, Roadzen has a beta of 0.46, suggesting that its stock price is 54% less volatile than the S&P 500.

Earnings and Valuation

This table compares Greenlight Capital Re and Roadzen”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Greenlight Capital Re	$696.03 million	0.68	$42.82 million	($0.07)	-199.57
Roadzen	$44.30 million	2.93	-$72.87 million	($0.12)	-13.67

Greenlight Capital Re has higher revenue and earnings than Roadzen. Greenlight Capital Re is trading at a lower price-to-earnings ratio than Roadzen, indicating that it is currently the more affordable of the two stocks.

Summary

Greenlight Capital Re beats Roadzen on 8 of the 12 factors compared between the two stocks.

About Greenlight Capital Re

Greenlight Capital Re, Ltd., through its subsidiaries, operates as a property and casualty reinsurance company worldwide. The company offers various property reinsurance products and services, including automobile physical damage, personal lines, and commercial lines. It also provides casualty reinsurance products and services comprising general liability, motor liability, professional liability, and worker's compensation; and accident and health, transactional liability, mortgage insurance, surety, trade credit, marine, and energy, as well as other specialty products, such as aviation, crop, cyber, political, and terrorism products. The company markets its products through reinsurance brokers. Greenlight Capital Re, Ltd. was incorporated in 2004 and is headquartered in Grand Cayman, the Cayman Islands.

About Roadzen

Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.