Tucows (NASDAQ:TCX) and CreditRiskMonitor.com (OTCMKTS:CRMZ) Head-To-Head Contrast

CreditRiskMonitor.com (OTCMKTS:CRMZ) and Tucows (NASDAQ:TCX) are both small-cap computer and technology companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, institutional ownership, analyst recommendations, profitability, valuation, earnings and risk.

Profitability

This table compares CreditRiskMonitor.com and Tucows’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CreditRiskMonitor.com	7.47%	13.03%	5.92%
Tucows	-25.75%	N/A	-8.36%

Analyst Ratings

This is a breakdown of current ratings for CreditRiskMonitor.com and Tucows, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CreditRiskMonitor.com	0	0	0	0	0.00
Tucows	1	0	0	0	1.00

Volatility and Risk

CreditRiskMonitor.com has a beta of 0.22, meaning that its stock price is 78% less volatile than the S&P 500. Comparatively, Tucows has a beta of 0.98, meaning that its stock price is 2% less volatile than the S&P 500.

Earnings & Valuation

This table compares CreditRiskMonitor.com and Tucows”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CreditRiskMonitor.com	$19.81 million	1.35	$1.67 million	$0.13	19.15
Tucows	$362.27 million	0.62	-$109.86 million	($8.97)	-2.27

CreditRiskMonitor.com has higher earnings, but lower revenue than Tucows. Tucows is trading at a lower price-to-earnings ratio than CreditRiskMonitor.com, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

73.6% of Tucows shares are held by institutional investors. 56.2% of CreditRiskMonitor.com shares are held by insiders. Comparatively, 11.6% of Tucows shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

CreditRiskMonitor.com beats Tucows on 8 of the 12 factors compared between the two stocks.

About CreditRiskMonitor.com

CreditRiskMonitor.com, Inc. engages in the provision of interactive business-to-business software-as-a-service (Saas) subscription products for corporate credit and procurement professionals in the United States. The company's products include CreditRiskMonitor product provides subscribers with unlimited usage and coverage of public and private companies, featuring multi-period spreads of financial reports and ratio analysis, credit risk scores, payment-behavior scores, trend reports, peer analysis, and credit limit recommendations, as well as up-to-date financial news screened specifically for materiality in credit evaluation; and SupplyChainMonitor, creates a risk management solution built specifically for procurement, supply chain, sourcing, and finance personnel involved in the supplier lifecycle, risk assessment, and ongoing risk monitoring. It also offers add-on subscription services, including Credit Limit Service product, available on the CreditRiskMonitor platform product, helps subscribers manage credit line limits for their customers, in light of changes in the customers' financial strength; Financial Statement Processing, and Confidential Financial Statement Tool products, provides subscribers a flexible option to help ease their process in the data entry and standardization of private company financial statements, as well as provides private company FRISK scores; and Confidential Financial Statement Portal, allows subscribers to invite their private company counterparties to enter or upload confidential financial statements to standardize and score to provide private company FRISK scores. The company was incorporated in 1977 and is based in Valley Cottage, New York. CreditRiskMonitor.com, Inc. operates as a subsidiary of Flum Partners.

About Tucows

Tucows Inc. provides network access, domain name registration, email, mobile telephony, and other Internet services in North America and Europe. It operates in three segments: Ting, Wavelo and Tucows Domains. The Ting segment provides fiber and fixed wireless internet services. The Wavelo segment offers individual developer tools, subscription, billing management, network orchestration, and provisioning services. This segment also provides billing solutions under Platypus brand. The Tucows Domains segment offers name registration, as well as value added services under OpenSRS, eNom, Ascio, EPAG, and Hover brands. The company was formerly known as Infonautics, Inc. and changed its name to Tucows Inc. in August 2001. Tucows Inc. was incorporated in 1992 and is headquartered in Toronto, Canada.