Q2 EPS Estimates for Bread Financial Cut by Zacks Research

Bread Financial Holdings, Inc. (NYSE:BFH) – Zacks Research decreased their Q2 2026 EPS estimates for shares of Bread Financial in a research note issued to investors on Monday, June 2nd. Zacks Research analyst T. De now expects that the company will post earnings per share of $2.01 for the quarter, down from their previous estimate of $2.05. The consensus estimate for Bread Financial’s current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial’s FY2027 earnings at $9.53 EPS.

A number of other research firms have also recently commented on BFH. Jefferies Financial Group increased their target price on shares of Bread Financial from $45.00 to $50.00 and gave the stock a “hold” rating in a report on Thursday, April 24th. The Goldman Sachs Group dropped their price objective on shares of Bread Financial from $68.00 to $58.00 and set a “sell” rating for the company in a research note on Tuesday, March 18th. Morgan Stanley raised their target price on shares of Bread Financial from $36.00 to $39.00 and gave the company an “underweight” rating in a research report on Monday, May 12th. Finally, JMP Securities reaffirmed a “market perform” rating on shares of Bread Financial in a research note on Monday, April 28th. Three equities research analysts have rated the stock with a sell rating, seven have assigned a hold rating and three have given a buy rating to the company. According to data from MarketBeat.com, the company currently has an average rating of “Hold” and an average target price of $60.27.

Bread Financial Price Performance

Shares of BFH stock opened at $52.10 on Wednesday. The business has a fifty day simple moving average of $49.06 and a 200 day simple moving average of $55.35. The company has a market cap of $2.43 billion, a P/E ratio of 9.39, a P/E/G ratio of 1.25 and a beta of 1.33. The company has a quick ratio of 1.15, a current ratio of 1.15 and a debt-to-equity ratio of 0.33. Bread Financial has a twelve month low of $38.21 and a twelve month high of $66.71.

Bread Financial (NYSE:BFH) last issued its earnings results on Thursday, April 24th. The company reported $2.86 earnings per share for the quarter, beating analysts’ consensus estimates of $2.10 by $0.76. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%. The firm had revenue of $970.00 million for the quarter, compared to the consensus estimate of $956.17 million. During the same quarter last year, the business posted $2.73 EPS. The company’s revenue was down 2.1% compared to the same quarter last year.

Bread Financial Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Friday, June 13th. Shareholders of record on Friday, May 9th will be issued a dividend of $0.21 per share. This represents a $0.84 annualized dividend and a yield of 1.61%. The ex-dividend date of this dividend is Friday, May 9th. Bread Financial’s payout ratio is presently 14.92%.

Bread Financial declared that its board has initiated a stock repurchase plan on Wednesday, March 5th that permits the company to repurchase $150.00 million in outstanding shares. This repurchase authorization permits the company to buy up to 6% of its stock through open market purchases. Stock repurchase plans are usually an indication that the company’s leadership believes its shares are undervalued.

Institutional Investors Weigh In On Bread Financial

Institutional investors and hedge funds have recently made changes to their positions in the stock. Castlekeep Investment Advisors LLC bought a new stake in Bread Financial in the fourth quarter valued at approximately $104,000. Wellington Management Group LLP raised its holdings in Bread Financial by 45.0% during the 1st quarter. Wellington Management Group LLP now owns 1,320,418 shares of the company’s stock worth $66,127,000 after purchasing an additional 409,877 shares during the last quarter. Point72 Asset Management L.P. lifted its position in shares of Bread Financial by 550.8% in the 4th quarter. Point72 Asset Management L.P. now owns 462,307 shares of the company’s stock worth $28,228,000 after purchasing an additional 391,272 shares during the period. Norges Bank bought a new stake in shares of Bread Financial in the 4th quarter valued at $23,740,000. Finally, Goldman Sachs Group Inc. boosted its stake in shares of Bread Financial by 104.8% in the 1st quarter. Goldman Sachs Group Inc. now owns 736,604 shares of the company’s stock valued at $36,889,000 after purchasing an additional 376,920 shares during the last quarter. Institutional investors and hedge funds own 99.52% of the company’s stock.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.