UMB Financial Corporation (NASDAQ:UMBF) Stock Has Consensus Target Price of $162.86

UMB Financial Corporation (NASDAQ:UMBF) has been assigned an average recommendation of “Moderate Buy” from the sixteen brokerages that are covering the firm, Marketbeat reports. Four research analysts have rated the stock with a hold recommendation, eleven have issued a buy recommendation and one has given a strong buy recommendation to the company. The average 12-month price target among analysts that have updated their coverage on the stock in the last year is $160.93.

Several research firms recently weighed in on UMBF. Weiss Ratings restated a “buy (b)” rating on shares of UMB Financial in a research note on Thursday, October 22nd. Royal Bank Of Canada cut their price objective on shares of UMB Financial from $170.00 to $168.00 and set an “outperform” rating on the stock in a report on Friday, October 9th. Truist Financial reduced their price objective on shares of UMB Financial from $170.00 to $156.00 and set a “buy” rating for the company in a research report on Tuesday, October 20th. JPMorgan Chase & Co. lowered their target price on shares of UMB Financial from $180.00 to $160.00 and set an “overweight” rating for the company in a report on Thursday, October 1st. Finally, Piper Sandler dropped their target price on shares of UMB Financial from $181.00 to $169.00 and set an “overweight” rating on the stock in a research report on Thursday.

Insider Buying and Selling at UMB Financial

In other news, Director Tamara Peterman bought 394 shares of the firm’s stock in a transaction that occurred on Tuesday, September 1st. The stock was purchased at an average cost of $139.60 per share, with a total value of $55,002.40. Following the transaction, the director directly owned 10,680 shares in the company, valued at $1,490,928. This trade represents a 3.83% increase in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through the SEC website. Also, Director Susan G. Murphy sold 1,377 shares of the firm’s stock in a transaction that occurred on Thursday, August 6th. The stock was sold at an average price of $145.55, for a total value of $200,422.35. Following the transaction, the director owned 10,635 shares in the company, valued at $1,547,924.25. This represents a 11.46% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last three months, insiders have sold 23,954 shares of company stock valued at $3,542,458. 5.33% of the stock is owned by insiders.

Institutional Investors Weigh In On UMB Financial

Several large investors have recently modified their holdings of the company. Provenance Wealth Advisors LLC acquired a new stake in shares of UMB Financial during the third quarter worth $315,000. Oregon Public Employees Retirement Fund grew its position in UMB Financial by 1.0% in the 3rd quarter. Oregon Public Employees Retirement Fund now owns 14,909 shares of the bank’s stock valued at $1,938,000 after buying an additional 149 shares during the last quarter. Summit Global Investments acquired a new position in UMB Financial in the 3rd quarter valued at $632,000. VIRGINIA RETIREMENT SYSTEMS ET Al increased its stake in UMB Financial by 68.8% in the 3rd quarter. VIRGINIA RETIREMENT SYSTEMS ET Al now owns 8,100 shares of the bank’s stock valued at $1,053,000 after buying an additional 3,300 shares during the period. Finally, Moody Aldrich Partners LLC increased its stake in UMB Financial by 211.4% in the 3rd quarter. Moody Aldrich Partners LLC now owns 72,559 shares of the bank’s stock valued at $9,433,000 after buying an additional 49,261 shares during the period. 87.78% of the stock is owned by institutional investors and hedge funds.

UMB Financial Stock Performance

Shares of UMBF opened at $134.47 on Wednesday. The stock has a 50-day simple moving average of $135.72 and a 200-day simple moving average of $131.20. The company has a debt-to-equity ratio of 0.04, a quick ratio of 0.76 and a current ratio of 0.76. The stock has a market capitalization of $10.21 billion, a PE ratio of 10.00, a PEG ratio of 0.63 and a beta of 0.82. UMB Financial has a 1 year low of $68.92 and a 1 year high of $144.36.

UMB Financial (NASDAQ:UMBF) last announced its quarterly earnings data on Tuesday, October 27th. The bank reported $3.56 EPS for the quarter, topping analysts’ consensus estimates of $3.22 by $0.34. UMB Financial had a return on equity of 14.07% and a net margin of 23.45%. The business had revenue of $772.39 million during the quarter, compared to the consensus estimate of $744.81 million. During the same period in the previous year, the company posted $2.70 earnings per share. The business’s revenue for the quarter was up 13.9% on a year-over-year basis. On average, analysts predict that UMB Financial will post 13.66 earnings per share for the current fiscal year.

UMB Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which will be paid on Monday, January 4th. Shareholders of record on Thursday, December 10th will be issued a dividend of $0.50 per share. The ex-dividend date of this dividend is Thursday, December 10th. This represents a $2.00 annualized dividend and a dividend yield of 1.5%. UMB Financial’s dividend payout ratio (DPR) is presently 16.65%.

Trending Headlines about UMB Financial

Here are the key news stories impacting UMB Financial this week:

• Positive Sentiment: TD Cowen maintained its Buy rating on UMB Financial, reinforcing the view that the stock’s earnings growth and strategic expansion justify additional upside. TD Cowen Reaffirms Their Buy Rating on UMB Financial
• Positive Sentiment: UMB Financial’s third-quarter performance showed continued growth: earnings per share exceeded analyst expectations, revenue increased 13.9% year over year, and EPS rose from $2.70 to $3.56. The earnings call also highlighted growth and expansion initiatives. UMB Financial 2026 Q3 Results
• Positive Sentiment: The company agreed to acquire El Dorado Savings Bank for approximately $506 million, giving UMB Financial entry into California and Nevada. The transaction is targeted to close in the first quarter of 2027 and could expand its geographic footprint and customer base. UMB Financial El Dorado Savings Bank Deal
• Positive Sentiment: Zacks characterized UMB Financial as both a strong momentum and value stock, potentially attracting investors seeking earnings growth at a comparatively reasonable valuation. Why UMB Financial Is a Strong Momentum Stock
• Neutral Sentiment: UMB Financial announced management changes, including a refocusing of Chief Risk Officer Shannon A. Johnson’s responsibilities. The changes may improve organizational focus, but their financial effect is not yet clear. UMB Financial Refocuses Chief Risk Officer Responsibilities
• Negative Sentiment: Citigroup lowered its price target from $162 to $145 and shifted to a Neutral rating. Although the revised target still implies upside, the downgrade signals reduced near-term conviction and may weigh on sentiment. Citigroup UMB Financial Rating
• Negative Sentiment: Director Kevin Gallagher sold 370 shares for approximately $49,883, reducing his holdings by 3.12%. The relatively small transaction is not necessarily a fundamental warning, but insider selling can add short-term caution. SEC Insider Sale Filing
• Negative Sentiment: Management expects fourth-quarter operating expenses of $400 million to $405 million while advancing the El Dorado transaction. Elevated expenses and acquisition-related costs could pressure near-term profitability before potential strategic benefits emerge. UMB Financial Fourth-Quarter Expense Outlook

UMB Financial Company Profile

UMB Financial Corporation is a financial holding company headquartered in Kansas City, Missouri. Its principal subsidiary, UMB Bank, provides banking and financial services to individuals, businesses, institutions and government entities. The company serves customers through banking offices and digital channels across the Midwest and other U.S. markets.

UMB Bank offers commercial and personal banking products, including deposit accounts, loans, treasury management, payment services and credit solutions.