Financial Comparison: Docebo (NASDAQ:DCBO) versus nCino (NASDAQ:NCNO)

Docebo (NASDAQ:DCBO) and nCino (NASDAQ:NCNO) are both technology companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, profitability, analyst recommendations, dividends, risk, valuation and institutional ownership.

Valuation and Earnings

This table compares Docebo and nCino”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Docebo	$242.69 million	3.06	$37.51 million	$1.14	26.04
nCino	$594.78 million	4.07	$5.18 million	$0.30	76.28

Docebo has higher earnings, but lower revenue than nCino. Docebo is trading at a lower price-to-earnings ratio than nCino, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent ratings and target prices for Docebo and nCino, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Docebo	0	4	10	1	2.80
nCino	1	6	9	1	2.59

Docebo presently has a consensus price target of $30.82, indicating a potential upside of 3.83%. nCino has a consensus price target of $23.42, indicating a potential upside of 2.32%. Given Docebo’s stronger consensus rating and higher probable upside, equities research analysts plainly believe Docebo is more favorable than nCino.

Profitability

This table compares Docebo and nCino’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Docebo	12.98%	120.29%	16.26%
nCino	5.40%	7.71%	4.83%

Insider & Institutional Ownership

53.2% of Docebo shares are owned by institutional investors. Comparatively, 94.8% of nCino shares are owned by institutional investors. 1.9% of nCino shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Risk and Volatility

Docebo has a beta of 1.22, meaning that its stock price is 22% more volatile than the S&P 500. Comparatively, nCino has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500.

Summary

Docebo beats nCino on 9 of the 14 factors compared between the two stocks.

About Docebo

Docebo Inc. operates as a learning management software company that provides artificial intelligence (AI)-powered learning platform in North America and internationally. It offers Learning Management System (LMS) to train internal and external workforces, partners, and customers. The company's cloud platform consists of a learning suite, which includes Docebo Learn LMS, a cloud-based learning platform that allows learning administrators to deliver personalized learning; Docebo Shape, an AI-based learning content creation tool, which enables learning administrators to turn internal and external resources into engaging, multilingual, and microlearning content to share across the business; Docebo Content that allows off-the-shelf learning content by partnering content specialist; Docebo Learning Impact, a learning measurement tool that enables administrators to prove and improve training programs; Docebo Learn Data, which gives a comprehensive view on learning data to business results; Docebo Connect that connects Docebo to custom tech stack and making integrations; and Docebo Flow that allows businesses to directly inject learning into the flow of work. It also offers Docebo for Salesforce, a native integration that leverages Salesforce's application programming interface and technology architecture to produce a learning experience; Docebo Embed that allows original equipment manufacturers to embed and re-sell Docebo as a part of their software; Docebo Mobile App Publisher product that allows companies to create and publish own branded version of Docebo Go.Learn mobile learning applications; Docebo Extended Enterprise which breeds customer education, partner enablement, and retention; Docebo Discover, Coach & Share that enhances the learning experience to create a culture of social learning; and Docebo for Microsoft Teams, that brings learning directly into Microsoft Teams. The company was founded in 2005 and is headquartered in Toronto, Canada.

About nCino

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem. The company's nIQ, an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a cloud-based mobile-first homeownership software solution. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.